Analysis
Chemistry degrees in California typically offer solid early returns, but the estimated debt picture here warrants careful consideration. Based on comparable programs statewide, first-year earnings around $44,000 align with the state medianβa reasonable start for STEM graduates entering lab work, quality control, or research assistant positions. However, the estimated $25,000 in debt runs significantly above California's typical $16,000 for chemistry bachelor's programs. That 0.57 debt-to-earnings ratio isn't alarming on its own, but it's higher than what many peer programs achieve in this field.
The broader California context matters here. UC Berkeley chemistry graduates earn $60,000 their first year, while several Cal State campuses produce $50,000+ earnersβall typically with lower debt loads. Azusa Pacific's private school financing model appears to result in higher borrowing without a corresponding earnings premium. For a student committed to APU's faith-based environment or specific program features, chemistry remains a viable major with manageable debt. But families should compare total costs carefully against public alternatives that deliver similar career outcomes at substantially lower debt levels, particularly if graduate school is on the horizon and will require additional borrowing.
Where Azusa Pacific University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,600 | $43,766* | β | $24,994* | β | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | β | β* | β | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | β | $42,581* | β | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Azusa Pacific University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.