Analysis
Comparable accounting associate programs nationally suggest first-year earnings around $37,000—a figure that aligns with the broader market for entry-level bookkeeping and accounting clerk positions. The challenge at Bacone lies in the estimated debt load of $26,291, which runs about $7,000 higher than the national median for this credential. That 0.71 debt-to-earnings ratio means your child would owe roughly nine months of their first year's salary, manageable but not ideal when many peer programs across the country graduate students with considerably less debt.
Oklahoma has few associate-level accounting programs, which limits direct state comparisons, but Bacone serves a population where over half of students qualify for Pell grants—suggesting the college provides access to students who might otherwise struggle to enter this field. The accounting skills gained through an associate degree remain marketable, particularly in Oklahoma's smaller cities where local businesses need reliable bookkeepers. However, the elevated debt estimate relative to earning potential means your child would need to secure steady employment quickly and manage loan payments carefully.
The practical question: can your child complete this program without exceeding that $26,000 debt estimate? If financial aid, scholarships, or family support can reduce borrowing, this becomes more workable. If not, community colleges offering similar credentials might deliver the same accounting foundation with lower debt, making this worth exploring before committing to Bacone.
Where Bacone College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,060 | $37,001* | — | $26,291* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bacone College, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.