Analysis
A debt-to-earnings ratio under 0.5 is generally manageable, and this program appears to hit that mark—but context matters. Peer institutions nationally suggest physics bachelor's graduates start around $47,670, with an estimated $23,120 in debt at Baker. That's a reasonable financial foundation, particularly for a field where many graduates continue to graduate school or enter technical careers that value the analytical skills physics provides. However, Baker's 950 average SAT score raises questions about the rigor and opportunities available compared to physics programs at research universities, where lab facilities, faculty connections, and graduate school placement rates often differ substantially.
Kansas has a dozen physics programs, and while none have reported outcomes data for comparison, the national picture shows wide variation—top quartile programs produce first-year earnings above $54,000. Physics is also a degree where the trajectory matters more than the starting salary; graduates often move into engineering, data science, or research roles that develop over time. The challenge is that Baker's open admissions profile (92% acceptance rate) suggests it may not attract the research funding or employer recruitment networks that help physics graduates leverage their degree most effectively.
If your child is genuinely passionate about physics and plans to pursue graduate work, Baker could provide the foundational coursework. But if the goal is entering the workforce immediately with a bachelor's degree, investigate what companies recruit from Baker's physics program specifically, not just what similar programs nationally produce.
Where Baker University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,900 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Baker University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.