Analysis
With an estimated debt-to-earnings ratio of 0.46, Baldwin Wallace's mathematics program appears manageable by standard measures—similar programs in Ohio suggest first-year earnings around $49,000 against debt of roughly $23,000. That's slightly above the national median debt for math bachelor's degrees and roughly in line with state earnings expectations. The ratio sits comfortably under the 1.0 threshold that typically signals financial stress, meaning graduates from comparable programs could theoretically pay off their loans within a year of full earnings.
However, the ceiling matters here. Top Ohio math programs—Kent State, Ohio State, Miami—are producing graduates earning $49,500 to $54,000 in their first year. Baldwin Wallace's peer data suggests it clusters near the middle of that range, not at the top, despite comparable debt loads. For a selective-access school (77% admission rate, 1176 SAT average), you'd hope to see outcomes closer to those flagship numbers.
The practical consideration: if your child is weighing Baldwin Wallace against one of Ohio's stronger public programs, peer data suggests those alternatives might deliver similar or better early earnings, often with lower debt. But if Baldwin Wallace offers distinct advantages—smaller classes, specific faculty relationships, or a better fit—the estimated financial outcomes from comparable programs don't raise red flags. Just recognize you're relying on statewide patterns, not this specific program's track record.
Where Baldwin Wallace University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Ohio
Mathematics bachelors's programs at peer institutions in Ohio (56 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,938 | $49,228* | — | $22,625* | — | |
| $7,272 | $54,367* | — | $19,250* | 0.35 | |
| $12,846 | $54,367* | — | $19,250* | 0.35 | |
| $12,859 | $52,921* | $58,860 | $20,500* | 0.39 | |
| $17,809 | $49,541* | — | $18,850* | 0.38 | |
| $13,570 | $48,914* | — | $20,970* | 0.43 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Baldwin Wallace University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in OH. Actual outcomes may vary.