Median Earnings (1yr)
$56,101
59th percentile (40th in IN)
Median Debt
$24,000
4% below national median
Debt-to-Earnings
0.43
Manageable
Sample Size
87
Adequate data

Analysis

Ball State's accounting program delivers solid financial outcomes, though it sits in the middle of Indiana's competitive landscape. The $56,101 starting salary beats the national median by about $2,400 and grows to $64,069 by year four—a healthy 14% increase that suggests steady career progression. At $24,000 in debt (with a debt-to-earnings ratio of just 0.43), graduates enter manageable financial territory.

The complication is Indiana context. While this program performs above the national average, it lands at the 40th percentile among Indiana accounting programs, trailing the state median of $57,029. The gap to Purdue ($63,021) or Notre Dame ($76,878) is substantial—but so are the differences in admission selectivity. Ball State's 72% acceptance rate and accessible price point serve a different market than these more selective competitors.

For families prioritizing affordable, in-state accounting education, Ball State offers reasonable value. The debt load is modest, graduates find employment, and earnings trajectory points upward. You're not getting top-tier Indiana outcomes, but you're avoiding the risk-reward calculation of programs with higher debt or uncertain job placement. If your student has stronger credentials, Purdue might be worth exploring. If not, Ball State provides a practical path into accounting careers without financial strain.

Where Ball State University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Ball State UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ball State University graduates compare to all programs nationally

Ball State University graduates earn $56k, placing them in the 59th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Accounting bachelors's programs at peer institutions in Indiana (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ball State University$56,101$64,069$24,0000.43
University of Notre Dame$76,878$89,081$19,0000.25
Saint Mary's College$71,234—$27,0000.38
Purdue University-Main Campus$63,021$74,894$19,5000.31
Indiana Institute of Technology$62,287$52,151$29,0480.47
Indiana Institute of Technology-College of Professional Studies$62,287$52,151$29,0480.47
National Median$53,694—$25,0000.47

Other Accounting Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Notre Dame
Notre Dame
$62,693$76,878$19,000
Saint Mary's College
Notre Dame
$51,430$71,234$27,000
Purdue University-Main Campus
West Lafayette
$9,992$63,021$19,500
Indiana Institute of Technology
Fort Wayne
$30,446$62,287$29,048
Indiana Institute of Technology-College of Professional Studies
Fort Wayne
$9,900$62,287$29,048

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ball State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 87 graduates with reported earnings and 109 graduates with debt data. Small samples may not be representative.