Analysis
A geosciences degree from Ball State appears positioned right at the national median—peer programs nationally suggest first-year earnings around $39,700, which matches what similar programs across the country typically produce. That's competitive for an earth sciences bachelor's degree, though it's worth noting that Indiana's median for this field sits at essentially the same level. The question becomes whether Ball State's estimated debt load justifies that earning power.
Here's where the picture gets murkier. The estimated $24,757 in debt is considerably higher than Indiana's $16,000 state median for geosciences programs, suggesting Ball State students may be borrowing more than peers at comparable state schools. With a debt-to-earnings ratio of 0.62, graduates would be looking at manageable but not trivial loan payments—roughly 6-7 months of gross income to repay principal. For context, Purdue's geosciences program produces similar earnings with potentially lower debt burdens based on state benchmarks.
The fundamental challenge here is that we're working entirely with estimates derived from peer institutions, so the actual outcomes for Ball State's specific program remain unclear. If your child is committed to geosciences and Ball State offers strong research opportunities or industry connections, the estimated debt burden isn't prohibitive. But investigate whether you can achieve the same credential elsewhere in Indiana with less borrowing—the field's typical earnings suggest every dollar of additional debt matters more than it might in higher-paying technical fields.
Where Ball State University Stands
Earnings vs. debt across all geological and earth sciences/geosciences bachelors's programs nationally
Compare to Similar Programs in Indiana
Geological and Earth Sciences/Geosciences bachelors's programs at peer institutions in Indiana (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,758 | $39,678* | — | $24,757* | — | |
| $9,992 | $39,692* | — | $16,000* | 0.40 | |
| National Median | — | $39,678* | — | $24,757* | 0.62 |
Career Paths
Occupations commonly associated with geological and earth sciences/geosciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Geoscientists, Except Hydrologists and Geographers
Hydrologists
Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary
Chemistry Teachers, Postsecondary
Geological Technicians, Except Hydrologic Technicians
Hydrologic Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ball State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.