Median Earnings (1yr)
$38,960
95th percentile (60th in MA)
Median Debt
$29,162
14% above national median
Debt-to-Earnings
0.75
Manageable
Sample Size
53
Adequate data

Analysis

Bay Path's psychology graduates earn $38,960 in their first year—impressive when you see it ranks in the 95th percentile nationally, but that shifts when you zoom into Massachusetts. Here, it lands at the 60th percentile, sitting below what students at Boston College or Williams earn, yet still ahead of the state median by about $2,000. For a program serving predominantly low-income students (66% receive Pell grants), these outcomes represent genuine upward mobility, though parents should understand they're paying a premium: the $29,162 debt load exceeds both state and national averages for psychology degrees.

The positive trajectory matters here. Earnings grow 12% by year four, reaching $43,571, which narrows the gap with top Massachusetts programs. The debt-to-earnings ratio of 0.75 is manageable—graduates should be able to handle monthly loan payments on these salaries, unlike many psychology programs where debt burdens become crushing. The moderate sample size (30-100 graduates) suggests these numbers are reasonably reliable.

For families considering this program, the calculation is straightforward: you'll take on above-average debt but receive above-average preparation for the psychology job market. If your student plans to pursue graduate school or needs strong career services support to launch their career, this premium might prove worthwhile. If minimizing debt is the priority, state schools may offer similar outcomes at lower cost.

Where Bay Path University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Bay Path UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bay Path University graduates compare to all programs nationally

Bay Path University graduates earn $39k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bay Path University$38,960$43,571$29,1620.75
Bentley University$62,218—$25,4940.41
Boston College$44,760$59,196$18,0000.40
Williams College$43,943$57,158$13,4160.31
Endicott College$43,646$50,853$27,0000.62
College of the Holy Cross$41,099$56,085$27,0000.66
National Median$31,482—$25,5000.81

Other Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$62,218$25,494
Boston College
Chestnut Hill
$67,680$44,760$18,000
Williams College
Williamstown
$64,860$43,943$13,416
Endicott College
Beverly
$39,212$43,646$27,000
College of the Holy Cross
Worcester
$60,850$41,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bay Path University, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 53 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.