Analysis
Bay Path's psychology graduates earn $38,960 in their first year—impressive when you see it ranks in the 95th percentile nationally, but that shifts when you zoom into Massachusetts. Here, it lands at the 60th percentile, sitting below what students at Boston College or Williams earn, yet still ahead of the state median by about $2,000. For a program serving predominantly low-income students (66% receive Pell grants), these outcomes represent genuine upward mobility, though parents should understand they're paying a premium: the $29,162 debt load exceeds both state and national averages for psychology degrees.
The positive trajectory matters here. Earnings grow 12% by year four, reaching $43,571, which narrows the gap with top Massachusetts programs. The debt-to-earnings ratio of 0.75 is manageable—graduates should be able to handle monthly loan payments on these salaries, unlike many psychology programs where debt burdens become crushing. The moderate sample size (30-100 graduates) suggests these numbers are reasonably reliable.
For families considering this program, the calculation is straightforward: you'll take on above-average debt but receive above-average preparation for the psychology job market. If your student plans to pursue graduate school or needs strong career services support to launch their career, this premium might prove worthwhile. If minimizing debt is the priority, state schools may offer similar outcomes at lower cost.
Where Bay Path University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Bay Path University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Bay Path University | $38,960 | $43,571 | +12% |
| Boston College | $44,760 | $59,196 | +32% |
| Williams College | $43,943 | $57,158 | +30% |
| College of the Holy Cross | $41,099 | $56,085 | +36% |
| University of Massachusetts-Amherst | $32,223 | $53,442 | +66% |
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,227 | $38,960 | $43,571 | $29,162 | 0.75 | |
| $58,150 | $62,218 | — | $25,494 | 0.41 | |
| $67,680 | $44,760 | $59,196 | $18,000 | 0.40 | |
| $64,860 | $43,943 | $57,158 | $13,416 | 0.31 | |
| $39,212 | $43,646 | $50,853 | $27,000 | 0.62 | |
| $60,850 | $41,099 | $56,085 | $27,000 | 0.66 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bay Path University, approximately 66% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 53 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.