Est. Earnings (1yr)
$45,388
Est. from ME median (10 programs)
Est. Median Debt
$42,829
Est. from national median (64 programs)

Analysis

A business degree carrying $42,829 in estimated debtβ€”nearly double what's typical for Maine business programsβ€”demands scrutiny. While similar business programs across Maine suggest first-year earnings around $45,000, the estimated debt load here significantly exceeds both the state median of $27,000 and the national median of $26,000. With 64% of students receiving Pell grants, many families are already financially stretched before taking on this additional burden.

The debt-to-earnings ratio of 0.94 means nearly an entire year's salary going toward educational debt, which creates real pressure on post-graduation finances. Maine Maritime Academy graduates in business earn more than twice this estimate, while even larger public universities like UMaine produce similar earnings with far less debt. The question becomes whether Beal's specific approach to business education justifies the premium, especially when peer programs suggest no earnings advantage.

For families weighing this option: you're looking at an estimated debt load that's $15,000-16,000 above what Maine business graduates typically carry, without clear evidence of stronger earning potential. Request detailed information from Beal about their actual graduate outcomes, job placement rates, and what specifically distinguishes their business program. Given the uncertainty inherent in these estimates and the significant debt differential, understanding what this school uniquely delivers becomes essential to justifying the investment.

Where Beal University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Compare to Similar Programs in Maine

Business Administration, Management and Operations bachelors's programs at peer institutions in Maine (13 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Beal UniversityBangorβ€”$45,388*β€”$42,829*β€”
Maine Maritime AcademyCastine$14,746$98,743*β€”$27,000*0.27
University of New EnglandBiddeford$42,550$55,830*β€”$26,920*0.48
Saint Joseph's College of MaineStandish$42,834$53,238*$48,012$27,000*0.51
University of Southern MainePortland$10,920$48,421*$53,243$25,042*0.52
University of MaineOrono$12,606$45,950*$53,668$27,000*0.59
National Medianβ€”$45,703*β€”$26,000*0.57
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Beal University, approximately 64% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in ME. Actual outcomes may vary.