Business Administration, Management and Operations at University of Southern Maine
Bachelor's Degree
usm.maine.eduAnalysis
University of Southern Maine's business program hits right at Maine's medianβ60th percentile in both state and national rankingsβwhile keeping debt notably lower than typical Maine business schools. At $25,042, students here borrow about $2,000 less than the state median, creating a manageable debt-to-earnings ratio of 0.52 that beats the psychological threshold of borrowing less than one year's salary.
The trajectory looks solid: graduates see 10% earnings growth from $48,421 to $53,243 over four years, putting them comfortably above the national median for business programs by year four. Within Maine, this program sits in the middle tierβwell behind Maine Maritime Academy's specialized maritime business grads ($99K) and slightly trailing University of New England, but ahead of several other options. The reliable sample size of 100+ graduates means these numbers reflect consistent outcomes, not statistical noise.
For Maine families prioritizing in-state tuition, this represents reasonable value: your student enters the workforce earning close to the national average while carrying less debt than most Maine business majors. The program won't catapult graduates into top earnings brackets, but the combination of moderate debt and steady income growth creates a financially sound foundation. If your child is weighing this against significantly more expensive private alternatives in Maine, the debt savings here could matter more than a modest earnings edge elsewhere.
Where University of Southern Maine Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How University of Southern Maine graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Maine | $48,421 | $53,243 | +10% |
| Thomas College | $42,478 | $58,478 | +38% |
| Husson University | $44,825 | $54,116 | +21% |
| University of Maine | $45,950 | $53,668 | +17% |
| Saint Joseph's College of Maine | $53,238 | $48,012 | -10% |
Compare to Similar Programs in Maine
Business Administration, Management and Operations bachelors's programs at peer institutions in Maine (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,920 | $48,421 | $53,243 | $25,042 | 0.52 | |
| $14,746 | $98,743 | β | $27,000 | 0.27 | |
| $42,550 | $55,830 | β | $26,920 | 0.48 | |
| $42,834 | $53,238 | $48,012 | $27,000 | 0.51 | |
| $12,606 | $45,950 | $53,668 | $27,000 | 0.59 | |
| $22,194 | $44,825 | $54,116 | $27,000 | 0.60 | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 153 graduates with reported earnings and 174 graduates with debt data. Small samples may not be representative.