Median Earnings (1yr)
$48,421
60th percentile (60th in ME)
Median Debt
$25,042
4% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
153
Adequate data

Analysis

University of Southern Maine's business program hits right at Maine's median—60th percentile in both state and national rankings—while keeping debt notably lower than typical Maine business schools. At $25,042, students here borrow about $2,000 less than the state median, creating a manageable debt-to-earnings ratio of 0.52 that beats the psychological threshold of borrowing less than one year's salary.

The trajectory looks solid: graduates see 10% earnings growth from $48,421 to $53,243 over four years, putting them comfortably above the national median for business programs by year four. Within Maine, this program sits in the middle tier—well behind Maine Maritime Academy's specialized maritime business grads ($99K) and slightly trailing University of New England, but ahead of several other options. The reliable sample size of 100+ graduates means these numbers reflect consistent outcomes, not statistical noise.

For Maine families prioritizing in-state tuition, this represents reasonable value: your student enters the workforce earning close to the national average while carrying less debt than most Maine business majors. The program won't catapult graduates into top earnings brackets, but the combination of moderate debt and steady income growth creates a financially sound foundation. If your child is weighing this against significantly more expensive private alternatives in Maine, the debt savings here could matter more than a modest earnings edge elsewhere.

Where University of Southern Maine Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of Southern MaineOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Maine graduates compare to all programs nationally

University of Southern Maine graduates earn $48k, placing them in the 60th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maine

Business Administration, Management and Operations bachelors's programs at peer institutions in Maine (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Maine$48,421$53,243$25,0420.52
Maine Maritime Academy$98,743—$27,0000.27
University of New England$55,830—$26,9200.48
Saint Joseph's College of Maine$53,238$48,012$27,0000.51
University of Maine$45,950$53,668$27,0000.59
Husson University$44,825$54,116$27,0000.60
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Maine

Compare tuition, earnings, and debt across Maine schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maine Maritime Academy
Castine
$14,746$98,743$27,000
University of New England
Biddeford
$42,550$55,830$26,920
Saint Joseph's College of Maine
Standish
$42,834$53,238$27,000
University of Maine
Orono
$12,606$45,950$27,000
Husson University
Bangor
$22,194$44,825$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 153 graduates with reported earnings and 174 graduates with debt data. Small samples may not be representative.