Analysis
With estimated earnings around $50,100 and debt near $27,000, comparable accounting programs in Kentucky suggest a manageable debt-to-earnings ratio of 0.54βmeaning graduates would owe roughly half their first-year salary. That's below the one-to-one threshold that typically signals financial strain, though this program appears to lag behind the strongest accounting options in the state. University of Kentucky and Transylvania University both report outcomes nearly $9,000 higher annually, which compounds significantly over a career.
The challenge here is that we're working with estimates based on peer programs rather than Bellarmine's actual graduate outcomes, so there's inherent uncertainty about whether this specific program performs better or worse than the state median. Nationally, accounting bachelor's degrees produce median earnings of $53,694βabout $3,500 more than Kentucky's typical programβsuggesting location may constrain earning potential regardless of which in-state school you choose.
For families considering Bellarmine, the estimated figures suggest reasonable financial footing if the estimates hold true, but you're potentially leaving money on the table compared to Kentucky's flagship programs. If your student has the academic credentials (Bellarmine's 94% admission rate suggests accessibility), exploring whether UK or other higher-performing programs are within reach would be worth the effort before committing.
Where Bellarmine University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Kentucky
Accounting bachelors's programs at peer institutions in Kentucky (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,180 | $50,104* | β | $27,000* | β | |
| $13,212 | $59,474* | $67,805 | $23,250* | 0.39 | |
| $44,980 | $58,803* | $62,272 | $27,000* | 0.46 | |
| $38,400 | $55,385* | β | $27,000* | 0.49 | |
| $10,896 | $52,425* | $61,901 | $23,750* | 0.45 | |
| $12,828 | $51,923* | $64,110 | $19,374* | 0.37 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in KY. Actual outcomes may vary.