Analysis
The $25,000 in estimated debt for Bellarmine's chemistry bachelor's is manageable—roughly 60% of first-year earnings—but those earnings figures come from just three comparable Kentucky programs, making them unreliable predictors for this specific school. What we do know: chemistry bachelor's programs nationally produce a median starting salary of $42,581, while Kentucky programs cluster around $41,842. The debt estimate comes from similar private institutions nationwide and aligns closely with both national and state medians for chemistry degrees, suggesting it's in a reasonable range.
The concern isn't the debt load itself but rather the wide variation among Kentucky's chemistry programs. Murray State graduates reportedly earn $48,334 their first year out—14% more than the state median—while Eastern Kentucky University sits at $34,512. That $14,000 spread matters enormously when you're carrying debt. Without actual outcomes data from Bellarmine, you're betting on where this program falls within that range. The university's 94% admission rate and modest test scores suggest it may not command the same employment outcomes as more selective programs, but chemistry degrees generally offer stronger job prospects than many liberal arts fields.
Before committing, find recent Bellarmine chemistry graduates on LinkedIn and ask directly about their job search experience and starting salaries. The estimated figures suggest a workable investment if outcomes match state medians, but you need real data from this specific program to know whether that $25,000 debt will feel manageable or burdensome.
Where Bellarmine University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Kentucky
Chemistry bachelors's programs at peer institutions in Kentucky (21 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $47,180 | $41,842* | — | $24,994* | — | |
| $9,708 | $48,334* | — | $25,000* | 0.52 | |
| $12,828 | $41,842* | — | $24,411* | 0.58 | |
| $10,130 | $34,512* | $57,563 | $23,584* | 0.68 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellarmine University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in KY. Actual outcomes may vary.