Analysis
An estimated debt load of $16,000 against first-year earnings around $37,000 positions this associate's degree well within manageable territory—the 0.43 debt-to-earnings ratio suggests graduates could reasonably handle loan payments while building financial stability. What's particularly striking is that peer programs nationally produce earnings near this same figure, while Washington state's median for accounting associate programs sits notably lower at $31,000. If these estimates hold, Bellevue College graduates would be outperforming most state competitors by a meaningful margin.
The debt picture also looks favorable relative to the broader landscape. While comparable programs nationally carry a median debt of $19,000 and Washington programs average over $21,000, the estimated $16,000 here represents meaningful savings. For a two-year credential in a field with clear employment pathways, this combination of lower-than-average debt and potentially above-average earnings creates room for graduates to either continue their education or enter the workforce without overwhelming financial pressure.
The key limitation here is that we're working entirely from estimates based on similar programs elsewhere—neither the earnings nor debt figures represent actual reported outcomes from Bellevue College graduates. For parents making a significant financial commitment, it's worth contacting the school directly to ask about graduate employment rates and whether they track outcomes internally, even if those numbers don't appear in federal data. The fundamentals suggest a sound investment, but confirmation of actual results would strengthen that case considerably.
Where Bellevue College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Washington
Accounting associates's programs at peer institutions in Washington (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,305 | $37,001* | — | $15,979* | — | |
| $4,057 | $33,193* | — | $21,207* | 0.64 | |
| $4,920 | $29,188* | $40,527 | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellevue College, approximately 10% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.