Analysis
An estimated $16,000 in debt to reach first-year earnings around $37,000 suggests this accounting program could offer a manageable path into the field. Based on similar associate's programs nationally, that 0.43 debt-to-earnings ratio puts graduates in position to handle their loans while building a foundation in accountingβa field where credentials and experience typically open doors to advancement.
The earnings estimate aligns closely with the national median for associate's-level accounting programs, though it runs higher than Washington's state median of $31,190. This gap likely reflects differences between Bellingham's local economy and other parts of the state. The estimated debt load sits notably below both state and national benchmarks for these programs, which could matter significantly for students at a school where nearly a third receive Pell grants. For families watching every dollar, starting with less debt provides more flexibility to pursue additional credentials or certifications down the road.
The challenge here is that without actual graduate data from Bellingham Technical, you're working with national averages rather than outcomes specific to this program's connections and curriculum. For an accounting degree where local employer relationships and CPA exam preparation can vary substantially between schools, that uncertainty carries weight. If this program fits your child's circumstances and career timeline, verify what support exists for job placement and whether graduates typically continue toward bachelor's degrees or professional certifications.
Where Bellingham Technical College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Washington
Accounting associates's programs at peer institutions in Washington (30 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,226 | $37,001* | β | $15,979* | β | |
| $4,057 | $33,193* | β | $21,207* | 0.64 | |
| $4,920 | $29,188* | $40,527 | β* | β | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellingham Technical College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.