Analysis
Tennessee finance programs show significant variation in early outcomes, with UT-Knoxville graduates earning nearly $10,000 more than the state median of $45,325βthe figure peer programs suggest for Belmont. At this estimated earnings level, Belmont would sit squarely in the middle of the state's finance programs, though notably behind UT-Knoxville and even regional schools like Austin Peay. More concerning is the gap with national benchmarks: similar programs across the country typically produce first-year earnings of $53,590, about $8,000 higher than what Tennessee programs generally deliver.
The estimated debt of $25,812 is higher than Tennessee's median for finance programs ($20,500), yielding a debt-to-earnings ratio of 0.57βmanageable but not impressive given that this represents a middle-tier outcome in the state. For a school with Belmont's selectivity (average SAT of 1277), families might reasonably expect stronger differentiation. The national finance market rewards pedigree and placement networks, and without reported data to confirm otherwise, it's uncertain whether Belmont's Nashville location and connections translate into the kind of career outcomes that would justify choosing it over UT-Knoxville or comparable programs.
The absence of actual outcomes data makes this a higher-risk decision than it would be otherwise. If your child is debt-averse and wants to stay in Tennessee, Middle Tennessee State or UT-Martin appear to deliver similar results at lower cost. If they're aiming for top-tier finance opportunities, the estimated figures here don't suggest Belmont competes at that level.
Where Belmont University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Tennessee
Finance and Financial Management Services bachelors's programs at peer institutions in Tennessee (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,320 | $45,325* | β | $25,812* | β | |
| $13,484 | $53,826* | $68,331 | $23,250* | 0.43 | |
| $8,675 | $48,264* | β | $17,500* | 0.36 | |
| $9,506 | $46,505* | $51,478 | $22,700* | 0.49 | |
| $10,208 | $45,325* | $49,162 | $20,500* | 0.45 | |
| $10,344 | $44,395* | $60,358 | $27,000* | 0.61 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in TN. Actual outcomes may vary.