Median Earnings (1yr)
$47,192
95th percentile (60th in MN)
Median Debt
$27,000
2% above national median
Debt-to-Earnings
0.57
Manageable
Sample Size
49
Adequate data

Analysis

Bemidji State's social work program ranks in the top 5% nationally for earnings—a standout achievement that deserves closer scrutiny. Graduates earn $47,192 in their first year, crushing the national median of $37,296 by nearly $10,000. That's not just good; it's exceptional for a field often maligned for low pay. Within Minnesota, however, the picture becomes more nuanced. The program ranks at the 60th percentile statewide, essentially matching the state median and trailing Metropolitan State by a few hundred dollars. Minnesota simply has strong social work programs across the board.

The debt load of $27,000 produces a healthy 0.57 debt-to-earnings ratio, meaning graduates owe less than seven months' salary. That's manageable territory, especially given social work's emphasis on loan forgiveness programs for public service careers. The modest 3% earnings growth to year four ($48,772) is typical for the field, where salary advancement usually requires additional credentials like an MSW rather than just time on the job.

For families weighing options, Bemidji delivers solid value if your child is committed to social work. The starting salary provides breathing room that many bachelor's-level social workers elsewhere don't get, and the debt won't be crushing. If they're staying in Minnesota and cost is similar across state schools, Metropolitan State edges slightly ahead on earnings, but Bemidji's combination of access and outcomes makes it a credible choice.

Where Bemidji State University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Bemidji State UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Bemidji State University graduates compare to all programs nationally

Bemidji State University graduates earn $47k, placing them in the 95th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Social Work bachelors's programs at peer institutions in Minnesota (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Bemidji State University$47,192$48,772$27,0000.57
Metropolitan State University$47,637$47,860$29,6150.62
Southwest Minnesota State University$46,368$44,189
The College of Saint Scholastica$45,371$48,482$37,0590.82
Bethel University$45,259$45,919$25,0000.55
St Olaf College$45,146$27,0000.60
National Median$37,296$26,3620.71

Other Social Work Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University
Saint Paul
$9,780$47,637$29,615
Southwest Minnesota State University
Marshall
$10,304$46,368
The College of Saint Scholastica
Duluth
$40,454$45,371$37,059
Bethel University
Saint Paul
$42,930$45,259$25,000
St Olaf College
Northfield
$56,970$45,146$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Bemidji State University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 49 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.