Analysis
A $47,670 starting salary for a physics bachelor's—based on what similar programs produce nationally—paired with estimated debt around $23,000 creates a manageable financial picture, at least on paper. The debt-to-earnings ratio of 0.49 suggests graduates could potentially pay off their loans within a year or two of focused repayment, which beats many bachelor's programs where debt approaches or exceeds first-year income. Physics degrees traditionally open doors to technical roles, graduate programs, and diverse career paths where analytical skills command value.
The challenge here is uncertainty. With 63% of Benedict's students on Pell grants and an average SAT of 910, this isn't a typical physics student body—yet we're relying entirely on national benchmarks from programs that may look nothing like this one. Physics is notoriously demanding, and completion rates matter enormously. Without actual earnings data from Benedict graduates, you're betting that this program's outcomes mirror schools with potentially very different student preparation, instructional resources, and employer networks.
For a family weighing this investment, the estimated numbers suggest reasonable returns *if* your child completes the degree and finds work in a physics-adjacent field. But recognize you're flying blind on the actual track record. Before committing, push Benedict for concrete information: Where do physics graduates actually land? What's the completion rate? Are students succeeding in coursework with the preparation they arrive with?
Where Benedict College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,000 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Benedict College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.