Analysis
A debt-to-earnings ratio of 0.29 suggests a manageable financial picture for this associate's degree, though it's worth noting these figures come from peer Engineering Technology programs nationally rather than Bergen's specific graduates. Based on comparable programs, starting near $48,000 with roughly $14,000 in debt means graduates could potentially pay off their loans within a year or two of aggressive repaymentβa favorable scenario for a two-year credential.
What makes this harder to evaluate is that Bergen is the only school in New Jersey reporting this program to the Department of Education, leaving no state-specific comparisons. Engineering technology typically serves as either a direct path to technician roles or a stepping stone to further engineering credentials. The estimated earnings align exactly with the national median for these programs, which at least suggests the financial outcomes fall within typical ranges for the field. With 34% of students receiving Pell grants, the college clearly serves a population for whom affordability matters.
The real question is whether this specific program connects students to New Jersey's engineering and manufacturing sectors effectively. Without actual outcome data from Bergen graduates, you're relying on the assumption that this program performs similarly to others across the country. If your child has a clear path to employment through internships or industry connections in the area, the debt burden appears light enough to justify the risk.
Where Bergen Community College Stands
Earnings vs. debt across all engineering technology associates's programs nationally
Compare to Similar Programs Nationally
Engineering Technology associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,757 | $48,321* | β | $13,834* | β | |
| $4,516 | $61,123* | β | β* | β | |
| $5,774 | $53,143* | $70,007 | $11,000* | 0.21 | |
| $4,550 | $52,531* | $59,650 | $13,865* | 0.26 | |
| $5,350 | $50,148* | β | $13,834* | 0.28 | |
| $4,046 | $46,493* | $38,281 | $18,000* | 0.39 | |
| National Median | β | $48,320* | β | $12,917* | 0.27 |
Career Paths
Occupations commonly associated with engineering technology graduates
Aerospace Engineering and Operations Technologists and Technicians
Electrical and Electronic Engineering Technologists and Technicians
Electro-Mechanical and Mechatronics Technologists and Technicians
Robotics Technicians
Industrial Engineering Technologists and Technicians
Nanotechnology Engineering Technologists and Technicians
Civil Engineering Technologists and Technicians
Engineering Technologists and Technicians, Except Drafters, All Other
Non-Destructive Testing Specialists
Photonics Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bergen Community College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.