Analysis
A debt-to-earnings ratio of 0.52 suggests manageable borrowing for this accounting degree, though the figures themselves require careful interpretation. Similar programs in West Virginia typically produce first-year earnings around $50,688, with debt loads estimated at $26,588 based on comparable private institutions nationwide. That puts graduates in a reasonable position to service their loansβthey'd owe roughly half a year's salary, not the multiple years that signals trouble.
The challenge is that West Virginia's accounting market appears softer than the national norm. Where the median accounting bachelor's graduate nationally earns $53,694, peer programs in the state cluster closer to $50,000. Bethany's estimates align with this state pattern, meaning graduates likely face a $3,000 annual gap compared to accounting grads in stronger markets. For a small private college serving a substantial population of Pell-eligible students (41%), that regional limitation mattersβespecially when larger state universities like WVU produce similar estimated outcomes with typically lower price tags.
The program's estimated debt sits slightly above West Virginia's typical $23,903 for accounting degrees, though still below the national median. If your child is committed to staying in West Virginia and values Bethany's smaller environment, these estimates suggest the degree won't create crushing debt. But confirm actual costs carefully, as private college sticker prices can diverge significantly from these peer-based debt projections.
Where Bethany College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in West Virginia
Accounting bachelors's programs at peer institutions in West Virginia (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,816 | $50,688* | β | $26,588* | β | |
| $13,920 | $52,373* | $56,398 | $54,989* | 1.05 | |
| $8,064 | $51,824* | $69,240 | $23,903* | 0.46 | |
| $9,648 | $51,824* | $69,240 | $23,903* | 0.46 | |
| $8,400 | $50,688* | $46,839 | $38,147* | 0.75 | |
| $8,454 | $47,630* | $55,226 | β* | β | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethany College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in WV. Actual outcomes may vary.