Education at Bethel University

With an estimated debt load of $27,000 and first-year earnings around $38,660, this education degree tracks close to what peer programs nationally produce. The debt-to-earnings ratio of 0.70 sits in workable territory for a teaching credential—you're looking at roughly 8-9 months of gross income to cover total borrowing, which is manageable on a teacher's salary if your child secures a position quickly after graduation.

The challenge is that Tennessee's education market pays less than the national average. Similar programs across the state show median earnings of $36,540, suggesting Bethel's graduates might face the same salary compression that affects most Tennessee teachers. With 97% of applicants admitted and an average SAT of 1035, this is an accessible program, but the earnings ceiling reflects the broader reality of teaching pay in the region rather than any particular distinction of the school.

For a family evaluating this investment: the estimated $27,000 in debt won't be crushing if your child lands a teaching job with benefits and eventual loan forgiveness options. But don't expect earnings to climb dramatically in early years—Tennessee's teacher salary structure is what it is. The value proposition depends heavily on your child's commitment to the profession and whether they're willing to navigate the state's education job market.