Analysis
Illinois accounting certificate programs cluster in a fairly narrow band, and peer programs suggest Black Hawk College's offering likely fits right in the middle of that range. Drawing from four comparable programs statewide, first-year earnings around $45,000 put this squarely at the state median—considerably better than the $31,684 national benchmark and suggesting Illinois employers value accounting credentials.
The estimated debt load of roughly $15,500 translates to a 0.34 debt-to-earnings ratio, which means graduates would owe about four months' salary. That's manageable territory for a credential that can be completed relatively quickly. For context, similar programs in Illinois typically carry debt closer to $11,274, though the national median sits at $13,047, so this estimate lands slightly above both. The quarter of students receiving Pell grants suggests the program serves families who need affordable pathways to stable employment.
What matters most here is whether an undergraduate certificate provides sufficient credential weight for your child's career goals. While these earnings estimates indicate solid entry-level outcomes compared to other accounting certificates nationally, parents should verify what specific Illinois employers actually require. Some accounting roles may demand an associate's or bachelor's degree for advancement, making this certificate a stepping stone rather than a destination. The numbers suggest this could work as a quick entry point, but understand that the $45,000 figure is derived from peer programs—Black Hawk's specific outcomes may vary.
Where Black Hawk College Stands
Earnings vs. debt across all accounting certificate's programs nationally
Compare to Similar Programs in Illinois
Accounting certificate's programs at peer institutions in Illinois (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,920 | $45,004* | — | $15,516* | — | |
| $4,320 | $52,724* | — | —* | — | |
| $13,546 | $47,506* | — | $13,047* | 0.27 | |
| $3,552 | $42,502* | — | $9,500* | 0.22 | |
| $3,822 | $31,747* | — | —* | — | |
| National Median | — | $31,684* | — | $13,047* | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Black Hawk College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.