Analysis
Peer programs in accounting suggest this associate's degree should deliver around $37,000 in first-year earnings—right at the national median—while loading students with an estimated $16,000 in debt. That 0.43 debt-to-earnings ratio is actually better than the national median debt burden for this credential, which typically sits above $19,000. For a two-year technical program, these numbers sketch out a workable entry point into accounting work.
The challenge is that we're working entirely with estimates here. Black River Technical College's actual graduate outcomes aren't reported due to small cohort sizes, so these figures reflect what happens at similar accounting programs nationally rather than what Arkansas employers pay graduates from this specific school. With 40% of students receiving Pell grants, affordability matters critically—and while $16,000 isn't crushing debt, it's also not negligible for an associate's degree that leads to median-level earnings.
The practical takeaway: If your child can complete this program near the estimated debt level and secure employment in the $35,000-$40,000 range, it's likely manageable. But you'll want to verify actual job placement rates and starting salaries with the school directly, since the data here is built on national patterns rather than this college's track record. Consider whether local Arkansas accounting firms actively recruit from Black River or if nearby community colleges have stronger regional employer connections.
Where Black River Technical College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,584 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Black River Technical College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.