Analysis
A debt-to-earnings ratio of 0.71 sounds manageable on paper, but the underlying numbers deserve scrutiny. Based on national data from similar associate's programs, first-year accounting earnings hover around $37,000—reasonable for an entry-level position but modest given Montana's cost of living. More concerning is the estimated debt load of $26,291, which exceeds both the national median ($19,354) and Montana's state average ($20,503) for associate's accounting programs by a significant margin. With 80% of students receiving Pell grants, the higher debt burden affects a population least equipped to absorb it.
The challenge here is that we're working entirely with estimates derived from peer institutions, not actual outcomes for Blackfeet Community College graduates. Montana has nine accounting programs at this level, but none small enough to have suppressed data like this one, making direct in-state comparisons impossible. This program serves a specific community—potentially offering crucial access to accounting careers in rural Montana—but the financial picture based on comparable programs suggests students would be taking on more debt than typical for this credential. Before committing, families should contact the school directly to understand actual graduate outcomes, job placement rates in the region, and whether the higher debt reflects unique program costs or student financial circumstances.
Where Blackfeet Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,610 | $37,001* | — | $26,291* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Blackfeet Community College, approximately 80% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.