Analysis
Boise State's finance graduates start behind the curve but make up ground quickly. First-year earnings of $48,712 trail the national median by nearly $5,000, landing this program in just the 24th percentile nationally. However, within four years, earnings jump to $66,350βa 36% increase that outpaces typical career progression and suggests graduates are securing increasingly valuable positions in Idaho's growing financial sector.
The $20,000 debt load works in students' favor here. While starting salaries lag, the debt-to-earnings ratio of 0.41 means graduates can realistically pay off loans within a few years, especially as their earnings accelerate. Among Idaho's four finance programs, Boise State sits squarely in the middleβbehind BYU-Idaho's stronger outcomes but ahead of University of Idaho. This makes sense for a program at an accessible state university (84% admission rate) that serves primarily local markets.
The key question is whether those early-career earnings justify the slower start. If your child plans to stay in Idaho, where the job market may have fewer entry-level opportunities than major financial centers, this trajectory looks reasonable. The strong earnings growth suggests employers increasingly value these graduates' skills, even if initial placement is modest. This isn't the path for students seeking immediate high earnings, but the combination of manageable debt and solid mid-career prospects makes it a workable choice for Idaho-bound students.
Where Boise State University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Boise State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Boise State University | $48,712 | $66,350 | +36% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Brigham Young University-Idaho | $56,043 | $81,283 | +45% |
| University of Idaho | $46,428 | $64,881 | +40% |
| Idaho State University | $49,121 | $52,426 | +7% |
Compare to Similar Programs in Idaho
Finance and Financial Management Services bachelors's programs at peer institutions in Idaho (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,782 | $48,712 | $66,350 | $20,000 | 0.41 | |
| $4,656 | $56,043 | $81,283 | $14,220 | 0.25 | |
| $8,356 | $49,121 | $52,426 | β | β | |
| $8,816 | $46,428 | $64,881 | $21,400 | 0.46 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Boise State University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 87 graduates with reported earnings and 84 graduates with debt data. Small samples may not be representative.