Finance and Financial Management Services at University of Idaho
Bachelor's Degree
Analysis
University of Idaho's Finance program starts behind the pack but catches up fast—graduates earn $46,428 initially, landing in just the 17th percentile nationally and trailing competitors like BYU-Idaho by $10,000. But here's the key: four years out, earnings jump 40% to nearly $65,000, closing most of that gap and potentially surpassing several rival programs.
The $21,400 debt load works in graduates' favor, coming in below both state and national medians. With a debt-to-earnings ratio under 0.50, most graduates should manage payments comfortably even during that lower-earning first year. This is actually the second-lightest debt burden among Idaho's four finance programs, which matters since 79% of students get into this accessible flagship university.
The tradeoff is straightforward: your child will likely earn less than peers from other Idaho schools right out of college, but the strong earnings trajectory suggests the program's career preparation kicks in after graduation. If your family prioritizes lower debt and your child can weather a slower start financially—perhaps living at home initially or working in Boise rather than a major financial center—this becomes more attractive. For students targeting immediate high earnings or competitive finance roles in Seattle or Denver, the 17th percentile starting salary should give you pause about whether this program builds the right network and credentials.
Where University of Idaho Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Idaho graduates compare to all programs nationally
University of Idaho graduates earn $46k, placing them in the 17th percentile of all finance and financial management services bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Idaho
Finance and Financial Management Services bachelors's programs at peer institutions in Idaho (4 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Idaho | $46,428 | $64,881 | $21,400 | 0.46 |
| Brigham Young University-Idaho | $56,043 | $81,283 | $14,220 | 0.25 |
| Idaho State University | $49,121 | $52,426 | — | — |
| Boise State University | $48,712 | $66,350 | $20,000 | 0.41 |
| National Median | $53,590 | — | $23,332 | 0.44 |
Other Finance and Financial Management Services Programs in Idaho
Compare tuition, earnings, and debt across Idaho schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Brigham Young University-Idaho Rexburg | $4,656 | $56,043 | $14,220 |
| Idaho State University Pocatello | $8,356 | $49,121 | — |
| Boise State University Boise | $8,782 | $48,712 | $20,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Idaho, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.