Analysis
University of Idaho's Finance program starts behind the pack but catches up fast—graduates earn $46,428 initially, landing in just the 17th percentile nationally and trailing competitors like BYU-Idaho by $10,000. But here's the key: four years out, earnings jump 40% to nearly $65,000, closing most of that gap and potentially surpassing several rival programs.
The $21,400 debt load works in graduates' favor, coming in below both state and national medians. With a debt-to-earnings ratio under 0.50, most graduates should manage payments comfortably even during that lower-earning first year. This is actually the second-lightest debt burden among Idaho's four finance programs, which matters since 79% of students get into this accessible flagship university.
The tradeoff is straightforward: your child will likely earn less than peers from other Idaho schools right out of college, but the strong earnings trajectory suggests the program's career preparation kicks in after graduation. If your family prioritizes lower debt and your child can weather a slower start financially—perhaps living at home initially or working in Boise rather than a major financial center—this becomes more attractive. For students targeting immediate high earnings or competitive finance roles in Seattle or Denver, the 17th percentile starting salary should give you pause about whether this program builds the right network and credentials.
Where University of Idaho Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How University of Idaho graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Idaho | $46,428 | $64,881 | +40% |
| University of Pennsylvania | $122,698 | $206,646 | +68% |
| Brigham Young University-Idaho | $56,043 | $81,283 | +45% |
| Boise State University | $48,712 | $66,350 | +36% |
| Idaho State University | $49,121 | $52,426 | +7% |
Compare to Similar Programs in Idaho
Finance and Financial Management Services bachelors's programs at peer institutions in Idaho (4 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,816 | $46,428 | $64,881 | $21,400 | 0.46 | |
| $4,656 | $56,043 | $81,283 | $14,220 | 0.25 | |
| $8,356 | $49,121 | $52,426 | — | — | |
| $8,782 | $48,712 | $66,350 | $20,000 | 0.41 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Idaho, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.