Median Earnings (1yr)
$46,428
17th percentile
Median Debt
$21,400
8% below national median

Analysis

University of Idaho's Finance program starts behind the pack but catches up fast—graduates earn $46,428 initially, landing in just the 17th percentile nationally and trailing competitors like BYU-Idaho by $10,000. But here's the key: four years out, earnings jump 40% to nearly $65,000, closing most of that gap and potentially surpassing several rival programs.

The $21,400 debt load works in graduates' favor, coming in below both state and national medians. With a debt-to-earnings ratio under 0.50, most graduates should manage payments comfortably even during that lower-earning first year. This is actually the second-lightest debt burden among Idaho's four finance programs, which matters since 79% of students get into this accessible flagship university.

The tradeoff is straightforward: your child will likely earn less than peers from other Idaho schools right out of college, but the strong earnings trajectory suggests the program's career preparation kicks in after graduation. If your family prioritizes lower debt and your child can weather a slower start financially—perhaps living at home initially or working in Boise rather than a major financial center—this becomes more attractive. For students targeting immediate high earnings or competitive finance roles in Seattle or Denver, the 17th percentile starting salary should give you pause about whether this program builds the right network and credentials.

Where University of Idaho Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Earnings Distribution

How University of Idaho graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Idaho$46,428$64,881+40%
University of Pennsylvania$122,698$206,646+68%
Brigham Young University-Idaho$56,043$81,283+45%
Boise State University$48,712$66,350+36%
Idaho State University$49,121$52,426+7%

Compare to Similar Programs in Idaho

Finance and Financial Management Services bachelors's programs at peer institutions in Idaho (4 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of IdahoMoscow$8,816$46,428$64,881$21,4000.46
Brigham Young University-IdahoRexburg$4,656$56,043$81,283$14,2200.25
Idaho State UniversityPocatello$8,356$49,121$52,426
Boise State UniversityBoise$8,782$48,712$66,350$20,0000.41
National Median$53,590$23,3320.44

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Idaho, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 45 graduates with debt data. Small samples may not be representative.