Analysis
Boston University's highly selective admissions (11% acceptance rate, 1473 average SAT) produce graduates whose social work careers look remarkably similar to those from far less competitive state schools. Based on comparable Massachusetts programs, first-year earnings around $40,000 are typical for bachelor's-level social workers in the state—placing BU's outcomes right at the median. More telling: by year four, the actual reported median of $47,709 trails behind several Massachusetts public universities where graduates from Salem State and UMass-Boston are earning $45,000+ in their first year out.
The estimated $27,000 debt figure seems manageable at first glance—it's essentially the state median and produces a reasonable 0.67 debt-to-earnings ratio. But context matters here. Social work is a field where credentials and licensing drive compensation more than institutional prestige, and Massachusetts public universities offer the same professional preparation at significantly lower cost. When your child's four-year earnings barely exceed what Salem State graduates earn immediately, you're essentially paying a premium for the BU name in a field that doesn't particularly reward it.
The practical question: is BU's elite academic environment worth potentially higher total costs (the debt estimate may not capture the full price differential) when the career trajectory appears identical? If your child plans graduate school—common in social work for clinical licensing—starting with less undergraduate debt from a state school might be the smarter financial foundation.
Where Boston University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Boston University | — | $47,709 | — |
| Simmons University | $34,496 | $58,336 | +69% |
| Westfield State University | $38,596 | $48,979 | +27% |
| College of Our Lady of the Elms | $40,161 | $48,462 | +21% |
| University of Massachusetts-Boston | $45,227 | $47,217 | +4% |
Compare to Similar Programs in Massachusetts
Social Work bachelors's programs at peer institutions in Massachusetts (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $65,168 | $40,161* | $47,709 | $27,000* | — | |
| $11,978 | $45,450* | $41,045 | $27,000* | 0.59 | |
| $15,496 | $45,227* | $47,217 | $27,947* | 0.62 | |
| $11,389 | $41,187* | $45,628 | $27,000* | 0.66 | |
| $42,061 | $40,161* | $48,462 | $31,682* | 0.79 | |
| $11,882 | $38,596* | $48,979 | $27,000* | 0.70 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Boston University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.