Analysis
BYU-Hawaii's accounting program operates in a unique market where Hawaii's cost of living dramatically shapes career outcomes. Based on comparable bachelor's programs nationally, graduates can expect around $53,700 in first-year earningsβslightly above Hawaii's state median of $50,400 for accounting degrees. That gap matters: while the estimated debt load of $26,600 looks manageable on paper (about a 0.50 debt-to-earnings ratio), Hawaii's housing costs and general expenses can make even modest student loans feel heavier than they would on the mainland.
The program appears competitive within the state, with peer institutions showing similar starting salaries in the $49,000-$51,000 range. What's less clear is whether graduates stay in Hawaii, where accounting positions are concentrated in tourism and military-adjacent industries, or migrate to markets with stronger salary growth potential. The modest admission selectivity and 30% Pell grant enrollment suggest the school serves students who may be particularly sensitive to debt burden.
For families considering this program, the half-a-year's-salary debt burden is reasonable compared to many accounting programs, but success hinges on post-graduation plans. If your child intends to build a career in Hawaii, understand that cost-of-living adjustments will eat into what looks like a decent starting salary. If mainland opportunities are the goal, the degree should compete adequately, though BYU-Hawaii lacks the national recognition of its Provo counterpart.
Where Brigham Young University-Hawaii Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Hawaii
Accounting bachelors's programs at peer institutions in Hawaii (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,438 | $53,694* | β | $26,588* | β | |
| β | $51,405* | $52,008 | $47,435* | 0.92 | |
| $12,186 | $49,359* | $58,419 | $18,417* | 0.37 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Brigham Young University-Hawaii, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.