Analysis
BYU's psychology program offers something increasingly rare: exceptional financial positioning despite modest starting salaries. That $11,000 in median debt ranks in the 95th percentile nationally—meaning only 5% of psychology programs leave students with less debt. For a field where the national median debt is $25,500, this is a massive practical advantage that changes the entire post-graduation calculus.
The earnings tell a more nuanced story. At $33,694 in year one, graduates start slightly above Utah's median for psychology programs (60th percentile statewide) and well ahead nationally (67th percentile). What matters more is the trajectory: earnings jump 33% by year four to $44,664, suggesting graduates are successfully moving into roles that reward their degree. Among Utah psychology programs, BYU ranks second only to the University of Utah, outperforming larger state schools like Utah State by nearly $16,000 in starting salary.
The debt-to-earnings ratio of 0.33 means graduates owe roughly four months' salary—manageable by any standard. For parents concerned about psychology's reputation as financially risky, BYU's combination of low debt and above-average earnings within Utah creates a much safer bet than most alternatives. The robust sample size confirms this isn't a data fluke. If your child is drawn to psychology, this program delivers the credential without the financial burden that typically accompanies it.
Where Brigham Young University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Brigham Young University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Brigham Young University | $33,694 | $44,664 | +33% |
| University of Utah | $36,000 | $42,396 | +18% |
| Utah Tech University | $33,634 | $41,535 | +23% |
| Utah State University | $28,509 | $41,237 | +45% |
| Utah Valley University | $31,888 | $40,516 | +27% |
Compare to Similar Programs in Utah
Psychology bachelors's programs at peer institutions in Utah (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,496 | $33,694 | $44,664 | $11,000 | 0.33 | |
| $9,315 | $36,000 | $42,396 | $23,500 | 0.65 | |
| $6,074 | $33,634 | $41,535 | $21,000 | 0.62 | |
| $6,391 | $33,210 | $39,512 | $28,476 | 0.86 | |
| $6,270 | $31,888 | $40,516 | $18,500 | 0.58 | |
| $9,228 | $28,509 | $41,237 | $18,461 | 0.65 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Brigham Young University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 197 graduates with reported earnings and 137 graduates with debt data. Small samples may not be representative.