Analysis
A debt-to-earnings ratio under 0.5 is typically manageable, and based on similar physics bachelor's programs nationally, graduates here would face an estimated $23,120 in debt against first-year earnings near $47,670. That's actually below both the national median debt for physics programs ($23,304) and notably lower than Iowa's state median of $27,000. Physics degrees generally lead to solid outcomes—the field attracts strong math students who can pivot toward engineering, data science, or graduate school—but these estimates come from peer programs since Buena Vista's physics cohort is too small for the DOE to report actual outcomes.
The lack of reported data from Buena Vista or comparable Iowa programs makes it harder to assess how this specific program performs. Storm Lake is a small town, and Buena Vista serves a substantial population of Pell-eligible students (43%), which suggests the school may open doors for first-generation college students. However, without actual placement records or graduate outcomes from this particular physics program, you're essentially betting that a small cohort at a moderately selective school will match what happens at larger physics programs nationwide.
Ask the school directly about their physics graduates: Where do they work? How many continue to graduate school? What's the actual job placement rate? With estimated debt in a reasonable range but no concrete outcomes to verify, you need more than benchmark data to justify this investment.
Where Buena Vista University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,190 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Buena Vista University, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.