Median Earnings (1yr)
$31,248
5th percentile
10th percentile in New Jersey
Median Debt
$26,375
1% above national median

Analysis

Caldwell University's business program shows an unusual earnings trajectory that reveals both its main weakness and potential upside. Fresh graduates earn just $31,248—placing this program in the bottom 10% statewide and well below New Jersey's median of $45,197. However, by year four, earnings jump 74% to $54,278, surpassing both state and national benchmarks. This dramatic climb suggests graduates may start in entry-level positions but advance quickly, though the initial earning deficit is significant in an expensive state like New Jersey.

The debt burden of $26,375 is manageable relative to typical NJ business programs, and the strong year-four earnings bring the longer-term value proposition into better focus. Still, parents should consider whether their child can weather that first year at $31,248 in the New York metro area, where living costs are notoriously high. For comparison, nearby Rutgers campuses start graduates at nearly double Caldwell's first-year figure.

The bottom line: This program works best for students with family support who can afford a slow financial start. If your child needs to be self-sufficient immediately after graduation, the 30 higher-performing business programs across New Jersey—including much more affordable public options—deserve serious consideration. The eventual earnings are solid, but getting there requires financial runway.

Where Caldwell University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Caldwell University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Caldwell University$31,248$54,278+74%
Stevens Institute of Technology$70,694$100,049+42%
The College of New Jersey$56,286$81,674+45%
Rutgers University-Camden$58,896$77,221+31%
Rutgers University-New Brunswick$58,896$77,221+31%

Compare to Similar Programs in New Jersey

Business Administration, Management and Operations bachelors's programs at peer institutions in New Jersey (30 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Caldwell UniversityCaldwell$39,450$31,248$54,278$26,3750.84
Stevens Institute of TechnologyHoboken$60,952$70,694$100,049$27,0000.38
Thomas Edison State UniversityTrenton$6,638$69,147$67,245$12,5000.18
Rutgers University-New BrunswickNew Brunswick$17,239$58,896$77,221$23,2500.39
Rutgers University-NewarkNewark$16,586$58,896$77,221$23,2500.39
Rutgers University-CamdenCamden$17,079$58,896$77,221$23,2500.39
National Median$45,703$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Caldwell University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 44 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.