Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
California Baptist's chemistry program tells a familiar story for mid-tier private universities: higher debt loads than public alternatives for comparable career outcomes. Based on similar programs in California, graduates can expect around $43,800 in first-year earnings—right at the state median—while carrying an estimated $25,000 in debt, about $8,700 more than typical California chemistry grads and $9,600 above in-state options like the Cal State campuses.
The debt-to-earnings ratio of 0.57 means graduates would dedicate roughly half their first-year salary to debt repayment, which is manageable but not generous. For context, chemistry programs at UC Merced and the Cal State schools produce first-year earnings in the $49,000-$51,000 range with significantly lower debt burdens. The private school premium here buys smaller classes and a faith-based environment, but it doesn't appear to translate into measurably better career outcomes for chemistry majors.
For families where the Christian mission is central to the college decision, this program works financially—the debt load won't crush your graduate, even if earnings track near state averages. But if you're comparison shopping purely on return-on-investment, the public universities offering this major deliver stronger value. The question becomes whether CBU's distinctive environment is worth approximately $10,000 more in borrowing for similar career prospects.
Where California Baptist University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in California
Chemistry bachelors's programs at peer institutions in California (65 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,720 | $43,766* | — | $24,994* | — | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,167 | $50,944* | $56,584 | $15,000* | 0.29 | |
| $7,008 | $50,553* | $66,742 | $15,680* | 0.31 | |
| $7,739 | $49,382* | — | —* | — | |
| $14,965 | $47,197* | $64,903 | $15,805* | 0.33 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Baptist University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in CA. Actual outcomes may vary.