Business/Commerce at California Polytechnic State University-San Luis Obispo
Bachelor's Degree
calpoly.eduAnalysis
Cal Poly San Luis Obispo's selectivity (30% admission rate) and strong reputation suggest this program should punch above typical California business outcomes, but the available data tells only part of the story. Similar business programs across California show first-year earnings around $47,000, which appears to be where this program lands, while estimated debt of $23,624 sits below both state and national medians. That 0.50 debt-to-earnings ratio suggests manageable obligations—roughly half a year's salary—though these figures are drawn from peer institutions rather than Cal Poly's actual graduate outcomes.
The four-year earnings figure of $88,447 is actual reported data for this program and tells a more compelling story about trajectory. That near-doubling of income from year one to year four suggests graduates gain traction quickly, likely reflecting Cal Poly's "learn by doing" approach and the school's recruiting pipeline to major California employers. This growth pattern matters more than the first-year number, especially since business graduates often start in entry-level positions before moving into management or specialized roles.
For parents weighing this investment, the combination of below-average debt and strong mid-career momentum creates a favorable profile, even accounting for estimation uncertainty. The real question is whether Cal Poly's particular strengths in hands-on learning and employer connections justify choosing it over lower-cost state schools where business graduates also reach six figures within a few years.
Where California Polytechnic State University-San Luis Obispo Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California Polytechnic State University-San Luis Obispo | — | $88,447 | — |
| Saint Mary's College of California | $46,958 | $84,175 | +79% |
| University of Redlands | $72,664 | $69,853 | -4% |
| California Baptist University | $51,146 | $63,415 | +24% |
| California State University-San Marcos | $46,958 | $62,177 | +32% |
Compare to Similar Programs in California
Business/Commerce bachelors's programs at peer institutions in California (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,075 | $46,958* | $88,447 | $23,624* | — | |
| $57,614 | $72,664* | $69,853 | $37,500* | 0.52 | |
| $17,488 | $57,020* | $56,664 | $47,236* | 0.83 | |
| $39,720 | $51,146* | $63,415 | $28,619* | 0.56 | |
| $56,134 | $46,958* | $84,175 | $24,000* | 0.51 | |
| $7,739 | $46,958* | $62,177 | $22,875* | 0.49 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California Polytechnic State University-San Luis Obispo, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in CA. Actual outcomes may vary.