Median Earnings (1yr)
$36,840
47th percentile (40th in CA)
Median Debt
$17,000
36% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
79
Adequate data

Analysis

CSU Chico's Social Work program keeps debt exceptionally low—$17,000 puts it in the 5th percentile nationally for affordability—but starting salaries lag behind many California peers. New graduates earn $36,840, which sits below both the state median ($37,994) and ranks in the 40th percentile among California's 26 social work programs. Compare that to SF State's $48,750 or Cal State Long Beach's $42,925, and the gap becomes clear. For a field where geographic location heavily influences compensation, graduates here may need to relocate or accept lower salaries than counterparts at other CSU campuses.

The good news: earnings climb meaningfully, reaching $47,270 by year four—a 28% increase that suggests career progression is possible despite the modest start. The debt burden remains manageable throughout, with graduates owing less than half their first-year salary. For families prioritizing minimal debt over maximizing early earnings, this math works, especially given CSU Chico's accessible 94% admission rate and strong Pell grant enrollment.

The tradeoff is straightforward: you'll graduate with minimal financial burden but earn $6,000-12,000 less annually than graduates from higher-performing California programs. If your child plans to pursue graduate education in social work (common for clinical roles), keeping undergraduate debt this low creates valuable financial flexibility. If they're heading straight into the workforce, consider whether the lower salary floor fits their post-graduation plans and living situation.

Where California State University-Chico Stands

Earnings vs. debt across all social work bachelors's programs nationally

California State University-ChicoOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Chico graduates compare to all programs nationally

California State University-Chico graduates earn $37k, placing them in the 47th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Social Work bachelors's programs at peer institutions in California (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Chico$36,840$47,270$17,0000.46
San Francisco State University$48,750$56,474$17,2590.35
University of California-Berkeley$44,906$60,405$13,7190.31
California State University-Long Beach$42,925$59,826$11,2760.26
La Sierra University$42,213$60,961$35,5000.84
University of Massachusetts Global$41,327$45,868$34,2500.83
National Median$37,296—$26,3620.71

Other Social Work Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
San Francisco State University
San Francisco
$7,424$48,750$17,259
University of California-Berkeley
Berkeley
$14,850$44,906$13,719
California State University-Long Beach
Long Beach
$7,008$42,925$11,276
La Sierra University
Riverside
$35,910$42,213$35,500
University of Massachusetts Global
Aliso Viejo
$12,520$41,327$34,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Chico, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 79 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.