Analysis
CSU Chico's Social Work program keeps debt exceptionally low—$17,000 puts it in the 5th percentile nationally for affordability—but starting salaries lag behind many California peers. New graduates earn $36,840, which sits below both the state median ($37,994) and ranks in the 40th percentile among California's 26 social work programs. Compare that to SF State's $48,750 or Cal State Long Beach's $42,925, and the gap becomes clear. For a field where geographic location heavily influences compensation, graduates here may need to relocate or accept lower salaries than counterparts at other CSU campuses.
The good news: earnings climb meaningfully, reaching $47,270 by year four—a 28% increase that suggests career progression is possible despite the modest start. The debt burden remains manageable throughout, with graduates owing less than half their first-year salary. For families prioritizing minimal debt over maximizing early earnings, this math works, especially given CSU Chico's accessible 94% admission rate and strong Pell grant enrollment.
The tradeoff is straightforward: you'll graduate with minimal financial burden but earn $6,000-12,000 less annually than graduates from higher-performing California programs. If your child plans to pursue graduate education in social work (common for clinical roles), keeping undergraduate debt this low creates valuable financial flexibility. If they're heading straight into the workforce, consider whether the lower salary floor fits their post-graduation plans and living situation.
Where California State University-Chico Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How California State University-Chico graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| California State University-Chico | $36,840 | $47,270 | +28% |
| La Sierra University | $42,213 | $60,961 | +44% |
| University of California-Berkeley | $44,906 | $60,405 | +35% |
| California State University-Long Beach | $42,925 | $59,826 | +39% |
| San Francisco State University | $48,750 | $56,474 | +16% |
Compare to Similar Programs in California
Social Work bachelors's programs at peer institutions in California (26 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $8,064 | $36,840 | $47,270 | $17,000 | 0.46 | |
| $7,424 | $48,750 | $56,474 | $17,259 | 0.35 | |
| $14,850 | $44,906 | $60,405 | $13,719 | 0.31 | |
| $7,008 | $42,925 | $59,826 | $11,276 | 0.26 | |
| $35,910 | $42,213 | $60,961 | $35,500 | 0.84 | |
| $12,520 | $41,327 | $45,868 | $34,250 | 0.83 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Chico, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 79 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.