Analysis
UMass Global's social work graduates earn substantially more than the national average—about $4,000 more in year one—placing them in the 85th percentile nationally. That's a genuine strength. However, context matters: among California's 26 social work programs, this ranks only at the 60th percentile, trailing schools like SF State and UC Berkeley by $3,000-$7,000. The $34,250 debt load is particularly concerning when compared to California's typical $17,259 for social work programs—double the state median. While this debt level is low nationally (5th percentile), it creates a tighter financial picture than you'd face at most in-state alternatives.
The 11% earnings growth to $45,868 by year four is modest but steady, and the 0.83 debt-to-earnings ratio is manageable compared to many bachelor's programs. Still, a social work graduate here would carry nearly twice the debt of peers at CSU Long Beach, who earn similar amounts. One important caveat: this data reflects fewer than 30 graduates, so individual outcomes could vary significantly from these medians.
If your child is comparing this to out-of-state or private options elsewhere, the numbers look competitive. But if they're California residents weighing in-state public universities, those typically offer comparable or better earnings with substantially less debt—a meaningful advantage in a helping profession where salaries grow slowly.
Where University of Massachusetts Global Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Massachusetts Global graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Massachusetts Global | $41,327 | $45,868 | +11% |
| La Sierra University | $42,213 | $60,961 | +44% |
| University of California-Berkeley | $44,906 | $60,405 | +35% |
| California State University-Long Beach | $42,925 | $59,826 | +39% |
| San Francisco State University | $48,750 | $56,474 | +16% |
Compare to Similar Programs in California
Social Work bachelors's programs at peer institutions in California (26 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,520 | $41,327 | $45,868 | $34,250 | 0.83 | |
| $7,424 | $48,750 | $56,474 | $17,259 | 0.35 | |
| $14,850 | $44,906 | $60,405 | $13,719 | 0.31 | |
| $7,008 | $42,925 | $59,826 | $11,276 | 0.26 | |
| $35,910 | $42,213 | $60,961 | $35,500 | 0.84 | |
| $35,558 | $40,458 | — | $25,000 | 0.62 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts Global, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.