Median Earnings (1yr)
$41,327
85th percentile (60th in CA)
Median Debt
$34,250
30% above national median
Debt-to-Earnings
0.83
Manageable
Sample Size
23
Limited data

Analysis

UMass Global's social work graduates earn substantially more than the national average—about $4,000 more in year one—placing them in the 85th percentile nationally. That's a genuine strength. However, context matters: among California's 26 social work programs, this ranks only at the 60th percentile, trailing schools like SF State and UC Berkeley by $3,000-$7,000. The $34,250 debt load is particularly concerning when compared to California's typical $17,259 for social work programs—double the state median. While this debt level is low nationally (5th percentile), it creates a tighter financial picture than you'd face at most in-state alternatives.

The 11% earnings growth to $45,868 by year four is modest but steady, and the 0.83 debt-to-earnings ratio is manageable compared to many bachelor's programs. Still, a social work graduate here would carry nearly twice the debt of peers at CSU Long Beach, who earn similar amounts. One important caveat: this data reflects fewer than 30 graduates, so individual outcomes could vary significantly from these medians.

If your child is comparing this to out-of-state or private options elsewhere, the numbers look competitive. But if they're California residents weighing in-state public universities, those typically offer comparable or better earnings with substantially less debt—a meaningful advantage in a helping profession where salaries grow slowly.

Where University of Massachusetts Global Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of Massachusetts GlobalOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Massachusetts Global graduates compare to all programs nationally

University of Massachusetts Global graduates earn $41k, placing them in the 85th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Social Work bachelors's programs at peer institutions in California (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Massachusetts Global$41,327$45,868$34,2500.83
San Francisco State University$48,750$56,474$17,2590.35
University of California-Berkeley$44,906$60,405$13,7190.31
California State University-Long Beach$42,925$59,826$11,2760.26
La Sierra University$42,213$60,961$35,5000.84
Fresno Pacific University$40,458—$25,0000.62
National Median$37,296—$26,3620.71

Other Social Work Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
San Francisco State University
San Francisco
$7,424$48,750$17,259
University of California-Berkeley
Berkeley
$14,850$44,906$13,719
California State University-Long Beach
Long Beach
$7,008$42,925$11,276
La Sierra University
Riverside
$35,910$42,213$35,500
Fresno Pacific University
Fresno
$35,558$40,458$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Massachusetts Global, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 70 graduates with debt data. Small samples may not be representative.