Marine Sciences at California State University-Monterey Bay
Bachelor's Degree
Analysis
Cal State Monterey Bay's Marine Sciences program starts graduates at just $27,268—landing in the bottom 5th percentile nationally—but demonstrates meaningful upward momentum, with earnings jumping 41% to $38,329 by year four. This trajectory matters because marine sciences typically involves entry-level field positions that pay modestly before opening doors to better opportunities. The $17,800 debt load is quite reasonable compared to most marine programs (which typically burden graduates with $22,400), creating a manageable 0.65 debt-to-earnings ratio that's sustainable even at the low starting salary.
The state comparison reveals something important: among California's three marine science programs, CSUMB performs right at the middle, with essentially identical outcomes to the state median. Cal Poly SLO, the state's top program, produces nearly identical first-year earnings, suggesting location near Monterey Bay—a hub for marine research and conservation—levels the playing field regardless of institutional prestige.
For families drawn to marine sciences, this program offers access to the field without crushing debt, serving a heavily first-generation student body (43% Pell recipients) at an institution that admits nearly everyone who applies. The key question is whether your student can weather the financially lean early years while building the experience that drives later salary growth.
Where California State University-Monterey Bay Stands
Earnings vs. debt across all marine sciences bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How California State University-Monterey Bay graduates compare to all programs nationally
California State University-Monterey Bay graduates earn $27k, placing them in the 5th percentile of all marine sciences bachelors programs nationally.
Compare to Similar Programs in California
Marine Sciences bachelors's programs at peer institutions in California (3 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| California State University-Monterey Bay | $27,268 | $38,329 | $17,800 | 0.65 |
| California Polytechnic State University-San Luis Obispo | $27,337 | — | — | — |
| National Median | $27,337 | — | $22,400 | 0.82 |
Other Marine Sciences Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| California Polytechnic State University-San Luis Obispo San Luis Obispo | $11,075 | $27,337 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Monterey Bay, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 65 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.