Median Earnings (1yr)
$28,009
56th percentile (80th in CA)
Median Debt
$18,920
27% below national median
Debt-to-Earnings
0.68
Manageable
Sample Size
23
Limited data

Analysis

Cal State Monterey Bay's music program graduates earn about $28,000 in their first year—not impressive on its own, but landing in the 80th percentile among California music programs tells a different story. While the national benchmark sits at $26,000, most California music graduates earn just $21,550, making CSUMB a notably stronger performer within the state where your child would likely attend.

The real advantage here is the debt picture: $18,920 is nearly $4,000 below California's median for music programs and $7,000 below the national average. That 0.68 debt-to-earnings ratio means manageable monthly payments even on those modest first-year earnings. For a program serving 43% Pell-eligible students, this combination of above-state-average outcomes with below-average debt suggests decent value.

The catch is the small sample size—fewer than 30 graduates in the data. This means individual outcomes could vary significantly from these medians, and the program could look quite different year to year. If your child is serious about music performance or education and considering California State schools, CSUMB's combination of reasonable debt and better-than-typical earnings for the state merits a closer look. Just verify current enrollment numbers and talk to recent graduates directly before committing.

Where California State University-Monterey Bay Stands

Earnings vs. debt across all music bachelors's programs nationally

California State University-Monterey BayOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Monterey Bay graduates compare to all programs nationally

California State University-Monterey Bay graduates earn $28k, placing them in the 56th percentile of all music bachelors programs nationally.

Compare to Similar Programs in California

Music bachelors's programs at peer institutions in California (77 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Monterey Bay$28,009$18,9200.68
San Francisco State University$31,621$15,0000.47
The Master's University and Seminary$31,340$25,3340.81
California State University-San Bernardino$27,724
San Francisco Conservatory of Music$26,916$21,320$27,0001.00
California State University-Sacramento$25,391$31,496$16,5000.65
National Median$26,036$26,0001.00

Other Music Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
San Francisco State University
San Francisco
$7,424$31,621$15,000
The Master's University and Seminary
Santa Clarita
$36,930$31,340$25,334
California State University-San Bernardino
San Bernardino
$7,675$27,724
San Francisco Conservatory of Music
San Francisco
$54,550$26,916$27,000
California State University-Sacramento
Sacramento
$7,602$25,391$16,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Monterey Bay, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.