Median Earnings (1yr)
$31,340
66th percentile (80th in CA)
Median Debt
$25,334
3% below national median
Debt-to-Earnings
0.81
Manageable
Sample Size
19
Limited data

Analysis

The Master's University's music program ranks in the 80th percentile among California music programs—a genuinely strong position in a state where the median music graduate earns just $21,550. At $31,340 first-year earnings, graduates here are making roughly 45% more than typical California music majors and notably outperforming even some well-known state programs like Sacramento State and San Bernardino. The $25,334 debt load is right in line with state norms, creating a debt-to-earnings ratio of 0.81 that's quite manageable for this field.

However, the small sample size (under 30 graduates) means these numbers could shift significantly with each graduating class. Music programs are inherently variable—outcomes depend heavily on individual talent, networking, and whether graduates pursue performance, education, or other career paths. Still, the fact that this program consistently produces earnings well above both state and national medians suggests something is working, whether it's the program's connections in Southern California's entertainment industry or particularly effective career preparation.

For families comfortable with the small-school environment and Christian mission, this represents a relatively low-risk entry into music careers. The debt is modest enough that even if earnings don't meet expectations, graduates won't be financially crippled. Just remember these numbers reflect a small cohort and could look different year to year.

Where The Master's University and Seminary Stands

Earnings vs. debt across all music bachelors's programs nationally

The Master's University and SeminaryOther music programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The Master's University and Seminary graduates compare to all programs nationally

The Master's University and Seminary graduates earn $31k, placing them in the 66th percentile of all music bachelors programs nationally.

Compare to Similar Programs in California

Music bachelors's programs at peer institutions in California (77 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The Master's University and Seminary$31,340—$25,3340.81
San Francisco State University$31,621—$15,0000.47
California State University-Monterey Bay$28,009—$18,9200.68
California State University-San Bernardino$27,724———
San Francisco Conservatory of Music$26,916$21,320$27,0001.00
California State University-Sacramento$25,391$31,496$16,5000.65
National Median$26,036—$26,0001.00

Other Music Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
San Francisco State University
San Francisco
$7,424$31,621$15,000
California State University-Monterey Bay
Seaside
$7,437$28,009$18,920
California State University-San Bernardino
San Bernardino
$7,675$27,724—
San Francisco Conservatory of Music
San Francisco
$54,550$26,916$27,000
California State University-Sacramento
Sacramento
$7,602$25,391$16,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The Master's University and Seminary, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.