Median Earnings (1yr)
$40,688
5th percentile (10th in CA)
Median Debt
$14,500
42% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
210
Adequate data

Analysis

Cal State San Bernardino's accounting program starts at a concerning $40,688—placing it in the bottom 10% of California accounting programs and well below both the state median of $62,202 and national average of $53,694. For a field known for strong entry-level prospects, this initial salary creates real challenges even though debt remains manageable at $14,500.

The 33% earnings jump to $54,001 by year four suggests graduates eventually find their footing, but they're still earning $8,000 less than comparable California grads. Within California's competitive accounting market, this program ranks near the bottom while schools like Santa Clara and USC place students into roles earning $70,000+. The nearly open admission (98%) and high Pell grant percentage (57%) indicate the school serves students who may lack alternatives, but that doesn't erase the opportunity cost of starting significantly behind peers.

The low debt helps—at $14,500, your child won't face crushing payments. But they'll spend years catching up financially while peers from stronger programs advance faster. If your child has admission to other California public universities with stronger accounting placements, that's likely the better path. If this is the only option, they should plan on passing the CPA exam quickly and pursuing jobs beyond San Bernardino to overcome the initial salary gap.

Where California State University-San Bernardino Stands

Earnings vs. debt across all accounting bachelors's programs nationally

California State University-San BernardinoOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-San Bernardino graduates compare to all programs nationally

California State University-San Bernardino graduates earn $41k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San Bernardino$40,688$54,001$14,5000.36
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
National Median$53,694—$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$78,417$19,250
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Bernardino, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.