Median Earnings (1yr)
$37,818
25th percentile
40th percentile in California
Median Debt
$19,998
17% below national median

Analysis

A starting salary under $38,000 is concerning for a business degree, but what really stands out here is the backward trajectory: graduates earn less four years out than they did fresh out of college. While this program keeps debt manageable at roughly $20,000—below both state and national averages—the declining earnings pattern suggests many graduates may be cycling through entry-level positions or finding that small business ventures take longer to generate stable income than expected.

Among California's entrepreneurship programs, this one lands near the middle of the pack (40th percentile), trailing University of San Francisco by about $5,300 annually. But statewide, this credential isn't producing the financial results parents typically expect from a four-year degree. The 10% earnings decline between years one and four is unusual for a bachelor's program and hints at something specific about entrepreneurship education: classroom theory doesn't always translate to sustainable business income in the critical early years after graduation.

The lower debt load offers some cushion, and Cal State San Bernardino serves primarily Pell-eligible students who might not have other affordable paths to business ownership. But practically speaking, your child could earn similar money without four years of college and debt. If they're set on this program, they'll need backup plans—whether that's working for established businesses first, pursuing it as a second degree while already employed, or understanding this may be a longer-term investment in eventual business success rather than immediate income.

Where California State University-San Bernardino Stands

Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally

Earnings Distribution

How California State University-San Bernardino graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
California State University-San Bernardino$37,818$33,842-11%
Brown University$67,900$111,654+64%
University of San Francisco$43,146$83,065+93%
University of Washington-Seattle Campus$65,177$79,087+21%
Ashford University$40,890$34,015-17%

Compare to Similar Programs in California

Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in California (11 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San BernardinoSan Bernardino$7,675$37,818$33,842$19,9980.53
University of San FranciscoSan Francisco$58,222$43,146$83,065$22,8120.53
Ashford UniversitySan Diego$13,160$40,890$34,015$46,4381.14
National Median—$45,265—$24,1250.53

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Bernardino, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.