Entrepreneurial and Small Business Operations at California State University-San Bernardino
Bachelor's Degree
Analysis
A starting salary under $38,000 is concerning for a business degree, but what really stands out here is the backward trajectory: graduates earn less four years out than they did fresh out of college. While this program keeps debt manageable at roughly $20,000—below both state and national averages—the declining earnings pattern suggests many graduates may be cycling through entry-level positions or finding that small business ventures take longer to generate stable income than expected.
Among California's entrepreneurship programs, this one lands near the middle of the pack (40th percentile), trailing University of San Francisco by about $5,300 annually. But statewide, this credential isn't producing the financial results parents typically expect from a four-year degree. The 10% earnings decline between years one and four is unusual for a bachelor's program and hints at something specific about entrepreneurship education: classroom theory doesn't always translate to sustainable business income in the critical early years after graduation.
The lower debt load offers some cushion, and Cal State San Bernardino serves primarily Pell-eligible students who might not have other affordable paths to business ownership. But practically speaking, your child could earn similar money without four years of college and debt. If they're set on this program, they'll need backup plans—whether that's working for established businesses first, pursuing it as a second degree while already employed, or understanding this may be a longer-term investment in eventual business success rather than immediate income.
Where California State University-San Bernardino Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How California State University-San Bernardino graduates compare to all programs nationally
California State University-San Bernardino graduates earn $38k, placing them in the 25th percentile of all entrepreneurial and small business operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in California (11 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| California State University-San Bernardino | $37,818 | $33,842 | $19,998 | 0.53 |
| University of San Francisco | $43,146 | $83,065 | $22,812 | 0.53 |
| Ashford University | $40,890 | $34,015 | $46,438 | 1.14 |
| National Median | $45,265 | — | $24,125 | 0.53 |
Other Entrepreneurial and Small Business Operations Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of San Francisco San Francisco | $58,222 | $43,146 | $22,812 |
| Ashford University San Diego | $13,160 | $40,890 | $46,438 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Bernardino, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.