Entrepreneurial and Small Business Operations at University of San Francisco
Bachelor's Degree
usfca.eduAnalysis
USF's entrepreneurship program shows a dramatic earnings trajectory, but the first-year numbers tell a challenging story. Starting at $43,146—below the national median and only slightly above California's $40,890—graduates face a real income gap immediately after graduation. The debt load of $22,812 isn't catastrophic, but with a 0.53 debt-to-earnings ratio, it's meaningful when you're barely clearing $40,000.
Here's what changes the equation: by year four, median earnings jump to $83,065, nearly doubling the initial figure. This 93% growth rate suggests graduates are either launching successful ventures or leveraging their entrepreneurial skills into higher-paying roles. The program ranks in the 60th percentile among California's 11 entrepreneurship programs, placing it in the better half despite that weak start.
The major caveat is the small sample size—fewer than 30 graduates in this dataset. That makes these numbers less reliable and means a few high earners could be skewing that impressive year-four figure upward. For your child, this matters: if they're comfortable with financial uncertainty in those early years and have support during that period, the long-term outlook appears strong. But if they need immediate income stability after graduation, this program's delayed payoff presents real risk, especially given we can't be certain the small sample reflects typical outcomes.
Where University of San Francisco Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Earnings Distribution
How University of San Francisco graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of San Francisco | $43,146 | $83,065 | +93% |
| Brown University | $67,900 | $111,654 | +64% |
| University of Washington-Seattle Campus | $65,177 | $79,087 | +21% |
| Ashford University | $40,890 | $34,015 | -17% |
| California State University-San Bernardino | $37,818 | $33,842 | -11% |
Compare to Similar Programs in California
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in California (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $58,222 | $43,146 | $83,065 | $22,812 | 0.53 | |
| $13,160 | $40,890 | $34,015 | $46,438 | 1.14 | |
| $7,675 | $37,818 | $33,842 | $19,998 | 0.53 | |
| National Median | — | $45,265 | — | $24,125 | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Francisco, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.