Median Earnings (1yr)
$63,366
83rd percentile (60th in CA)
Median Debt
$22,500
10% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
94
Adequate data

Analysis

Cal State San Marcos delivers solid accounting outcomes at a price point that works. Graduates start at $63,366—nearly $10,000 above the national median and just slightly below California's median of $62,202. At 60th percentile among California accounting programs, this sits comfortably in the middle of the state pack, well ahead of many competitors but trailing the private universities commanding $70,000+ starting salaries. The $22,500 typical debt is manageable, translating to a 0.36 debt-to-earnings ratio that should allow reasonable repayment on an accountant's salary.

The modest 5% earnings growth to $66,520 by year four isn't spectacular, but it reflects the nature of early-career accounting roles where substantial salary jumps often come with CPA licensure or career moves that happen beyond this tracking window. What matters more is the strong foundation: graduates enter the workforce earning 18% above the national accounting median with debt below national averages. For families prioritizing accessibility—the school admits 96% of applicants and serves a substantial Pell-grant population—this represents a legitimate path into a stable profession without the credential inflation or debt burden of selective privates.

The calculation here is straightforward: unless your child is targeting Big Four accounting firms where brand names open doors (and even then, CPAs from any accredited program compete on equal footing), paying $20,000-$30,000 more per year for marginally higher starting salaries rarely pencils out.

Where California State University-San Marcos Stands

Earnings vs. debt across all accounting bachelors's programs nationally

California State University-San MarcosOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-San Marcos graduates compare to all programs nationally

California State University-San Marcos graduates earn $63k, placing them in the 83th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San Marcos$63,366$66,520$22,5000.36
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
National Median$53,694—$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$78,417$19,250
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Marcos, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.