Median Earnings (1yr)Reported
$63,366
83rd percentile
60th percentile in California
Median DebtReported
$22,500
10% below national median

Based on U.S. Department of Education data (October 2025 release).

Analysis

Cal State San Marcos delivers solid accounting outcomes at a price point that works. Graduates start at $63,366—nearly $10,000 above the national median and just slightly below California's median of $62,202. At 60th percentile among California accounting programs, this sits comfortably in the middle of the state pack, well ahead of many competitors but trailing the private universities commanding $70,000+ starting salaries. The $22,500 typical debt is manageable, translating to a 0.36 debt-to-earnings ratio that should allow reasonable repayment on an accountant's salary.

The modest 5% earnings growth to $66,520 by year four isn't spectacular, but it reflects the nature of early-career accounting roles where substantial salary jumps often come with CPA licensure or career moves that happen beyond this tracking window. What matters more is the strong foundation: graduates enter the workforce earning 18% above the national accounting median with debt below national averages. For families prioritizing accessibility—the school admits 96% of applicants and serves a substantial Pell-grant population—this represents a legitimate path into a stable profession without the credential inflation or debt burden of selective privates.

The calculation here is straightforward: unless your child is targeting Big Four accounting firms where brand names open doors (and even then, CPAs from any accredited program compete on equal footing), paying $20,000-$30,000 more per year for marginally higher starting salaries rarely pencils out.

Where California State University-San Marcos Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How California State University-San Marcos graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
California State University-San Marcos$63,366$66,520+5%
Santa Clara University$78,417$101,411+29%
University of San Francisco$72,588$92,299+27%
Menlo College$71,067$92,161+30%
Loyola Marymount University$70,960$91,902+30%

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San MarcosSan Marcos$7,739$63,366$66,520$22,5000.36
Santa Clara UniversitySanta Clara$59,241$78,417$101,411$19,2500.25
University of Southern CaliforniaLos Angeles$68,237$73,903$90,072$16,5000.22
California Lutheran UniversityThousand Oaks$50,670$72,696$75,436$21,8580.30
University of San FranciscoSan Francisco$58,222$72,588$92,299$24,6600.34
Menlo CollegeAtherton$51,070$71,067$92,161$26,9550.38
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent

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About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Marcos, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.