Analysis
The estimated debt burden here demands scrutiny. Based on comparable Indiana programs, graduates likely carry around $32,000 in debt—more than double the national median of $14,230 for associate's degrees in criminal justice. That's concerning for a field where first-year earnings typically hover around $35,000, creating a nearly 1:1 debt-to-earnings ratio that will take years to work down on an entry-level public safety salary.
The earnings picture itself aligns with Indiana norms for this credential, but other state programs demonstrate you don't need to take on this much debt to enter the field. Vincennes University, for instance, produces similar estimated earnings with Indiana's median debt of around $25,500—$7,000 less borrowed. Even that lower figure represents significant burden for someone starting a corrections or law enforcement career, where salary growth can be slow without additional credentials or years of service.
For a family considering this program, the key question is whether Calumet offers something—location convenience, evening classes, or specialized training partnerships—that justifies the additional estimated debt. With nearly half the student body receiving Pell grants, many families here are already financially stretched. Unless there's a compelling reason this specific program serves your child's needs better than more affordable Indiana alternatives, the estimated debt load makes this a questionable investment for launching a criminal justice career.
Where Calumet College of Saint Joseph Stands
Earnings vs. debt across all criminal justice and corrections associates's programs nationally
Compare to Similar Programs in Indiana
Criminal Justice and Corrections associates's programs at peer institutions in Indiana (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $22,650 | $34,748* | — | $32,286* | — | |
| $10,110 | $50,881* | $37,615 | $8,416* | 0.17 | |
| $8,216 | $38,495* | $39,199 | $25,537* | 0.66 | |
| $31,168 | $38,495* | $39,199 | $25,537* | 0.66 | |
| $6,886 | $34,748* | $40,280 | $14,143* | 0.41 | |
| $30,446 | $34,328* | $29,473 | $39,034* | 1.14 | |
| National Median | — | $33,269* | — | $14,230* | 0.43 |
Career Paths
Occupations commonly associated with criminal justice and corrections graduates
Financial Examiners
Emergency Management Directors
Criminal Justice and Law Enforcement Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Regulatory Affairs Specialists
Customs Brokers
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Calumet College of Saint Joseph, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in IN. Actual outcomes may vary.