Median Earnings (1yr)
$29,996
36th percentile (60th in MI)
Median Debt
$19,682
21% below national median
Debt-to-Earnings
0.66
Manageable
Sample Size
17
Limited data

Analysis

Calvin University's biology program lands in an interesting middle ground: it underperforms the national average by about $2,300 annually, yet ranks in the 60th percentile among Michigan programs. This seemingly contradictory position reflects Michigan's generally softer market for biology graduates—the state median sits nearly $5,000 below the national figure. Within that context, Calvin students actually do reasonably well, though they're earning roughly $11,000 less than peers at Madonna University and about $4,000 less than those at Grand Valley State.

The financial picture shows some promise despite the modest start. That $30,000 first-year salary jumps 50% to $45,000 by year four, suggesting many graduates successfully transition into better-paying roles or graduate programs. Combined with below-average debt of under $20,000 (unusual for Michigan biology programs, where $26,000 is typical), the debt burden remains manageable at 0.66 times first-year earnings.

The caveat here matters: with fewer than 30 graduates in the data, these numbers could shift significantly with more data points. If your child is committed to biology as a career rather than a pre-med stepping stone, they might find stronger immediate outcomes elsewhere in Michigan. But for families prioritizing modest debt and solid long-term growth potential, this represents a financially sustainable choice—just not Michigan's most lucrative biology option.

Where Calvin University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Calvin UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Calvin University graduates compare to all programs nationally

Calvin University graduates earn $30k, placing them in the 36th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Biology bachelors's programs at peer institutions in Michigan (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Calvin University$29,996$44,990$19,6820.66
Madonna University$46,127—$30,7500.67
Grand Valley State University$40,959$42,578$26,7480.65
Western Michigan University$35,955$49,044$27,0000.75
Hope College$35,430$39,132$27,0000.76
Saginaw Valley State University$35,216$49,941$24,9320.71
National Median$32,316—$25,0000.77

Other Biology Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Madonna University
Livonia
$27,360$46,127$30,750
Grand Valley State University
Allendale
$14,628$40,959$26,748
Western Michigan University
Kalamazoo
$15,298$35,955$27,000
Hope College
Holland
$40,420$35,430$27,000
Saginaw Valley State University
University Center
$12,240$35,216$24,932

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Calvin University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.