Median Earnings (1yr)
$31,584
17th percentile
25th percentile in Michigan
Median Debt
$27,000
2% above national median

Analysis

Calvin University's social work program starts graduates at $31,584—notably below both the state median of $37,858 and the national average. At the 25th percentile among Michigan social work programs, it trails state leaders like University of Michigan-Flint and Wayne State by $8,000-9,000 annually. The silver lining is strong earnings growth: graduates see a 40% increase by year four, reaching $44,349. That trajectory suggests the program may emphasize skills that take time to monetize in the field.

The debt picture is manageable, with $27,000 matching both state and national medians. A debt-to-earnings ratio of 0.85 means graduates should be able to handle payments, though the first-year earnings of just under $32,000 will feel tight in practice. Social work typically requires passion over profit, but these early earnings are low even by the field's modest standards.

The small sample size here is critical—with fewer than 30 graduates reporting data, these numbers could swing significantly with just a few outliers. For families committed to Calvin's Christian mission and campus community, this program won't derail financial futures, but prospective students should understand they'll likely earn less initially than peers at nearby public universities while paying similar private school costs.

Where Calvin University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Earnings Distribution

How Calvin University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Calvin University$31,584$44,349+40%
Michigan State University$34,089$49,259+45%
Hope College$37,270$48,054+29%
Saginaw Valley State University$38,503$47,583+24%
Western Michigan University$37,205$46,946+26%

Compare to Similar Programs in Michigan

Social Work bachelors's programs at peer institutions in Michigan (23 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Calvin UniversityGrand Rapids$38,670$31,584$44,349$27,0000.85
University of Michigan-FlintFlint$14,014$40,371$46,279$38,0000.94
Wayne State UniversityDetroit$14,297$39,774$41,817$28,0120.70
Spring Arbor UniversitySpring Arbor$32,580$39,071$44,456$29,8930.77
Ferris State UniversityBig Rapids$13,630$38,870$43,864$27,5000.71
Eastern Michigan UniversityYpsilanti$15,510$38,517$43,619$31,1110.81
National Median$37,296$26,3620.71

Career Paths

Occupations commonly associated with social work graduates

Social Work Teachers, Postsecondary

Teach courses in social work. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Social and Community Service Managers

Plan, direct, or coordinate the activities of a social service program or community outreach organization. Oversee the program or organization's budget and policies regarding participant involvement, program requirements, and benefits. Work may involve directing social workers, counselors, or probation officers.

$78,240/yrJobs growth:Bachelor's degree

Probation Officers and Correctional Treatment Specialists

Provide social services to assist in rehabilitation of law offenders in custody or on probation or parole. Make recommendations for actions involving formulation of rehabilitation plan and treatment of offender, including conditional release and education and employment stipulations.

$64,520/yrJobs growth:Bachelor's degree

Marriage and Family Therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

$63,780/yrJobs growth:Master's degree

Child, Family, and School Social Workers

Provide social services and assistance to improve the social and psychological functioning of children and their families and to maximize the family well-being and the academic functioning of children. May assist parents, arrange adoptions, and find foster homes for abandoned or abused children. In schools, they address such problems as teenage pregnancy, misbehavior, and truancy. May also advise teachers.

$61,330/yrJobs growth:

Healthcare Social Workers

Provide individuals, families, and groups with the psychosocial support needed to cope with chronic, acute, or terminal illnesses. Services include advising family caregivers. Provide patients with information and counseling, and make referrals for other services. May also provide case and care management or interventions designed to promote health, prevent disease, and address barriers to access to healthcare.

$61,330/yrJobs growth:

Mental Health and Substance Abuse Social Workers

Assess and treat individuals with mental, emotional, or substance abuse problems, including abuse of alcohol, tobacco, and/or other drugs. Activities may include individual and group therapy, crisis intervention, case management, client advocacy, prevention, and education.

$61,330/yrJobs growth:

Social Workers, All Other

All social workers not listed separately.

$61,330/yrJobs growth:

Counselors, All Other

All counselors not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Calvin University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.