Accounting at Cambridge College

Cambridge College's accounting associate program carries estimated debt of $26,291—roughly double the typical burden for Massachusetts accounting graduates at $12,942, and notably higher than the $19,354 national median. With first-year earnings projected around $37,000 based on national peer programs, graduates would face a debt-to-earnings ratio of 0.71, meaning they'd owe about 71% of their first year's salary.

For context, Massachusetts community colleges with reported outcomes cluster in a similar earnings range—Northern Essex at $37,960, Bunker Hill at $35,602—suggesting the income projection is reasonable. The problem is the debt differential. Whether that higher borrowing reflects Cambridge College's private status or program structure, it creates a steeper financial climb for graduates entering a field where starting salaries are fairly standardized.

The practical challenge: an accounting associate typically leads to bookkeeping or entry-level roles where wages grow steadily but start modestly. The debt load here means loan payments will consume a larger share of early-career earnings than at comparable Massachusetts programs. If your student has access to lower-cost options—particularly Massachusetts community colleges—those would likely deliver similar career outcomes with significantly less financial pressure. If Cambridge College offers unique advantages like scheduling flexibility or transfer agreements, calculate whether those benefits justify potentially $13,000+ in additional borrowing.