Analysis
Based on comparable accounting associate programs nationally, graduates might expect around $37,000 in first-year earnings—which puts this squarely at the national median. That's a reasonable starting point for accounting work, though Kentucky's own reported outcomes tell a different story: the one program in-state with published data shows earnings closer to $26,000, suggesting regional markets may not match national averages.
The estimated debt load of $26,291 deserves careful attention. While the debt-to-earnings ratio of 0.71 looks manageable on paper, you're potentially borrowing more than what peer programs nationally carry (where the median debt is $19,354). For an associate degree in a field where certification and experience matter as much as credentials, taking on nearly $7,000 in additional debt compared to similar programs raises questions about value. If actual Kentucky earnings trend closer to that $26,000 figure rather than the national estimate, that debt becomes considerably harder to manage.
The practical challenge: you're making financial decisions based on estimates derived from other schools entirely. Before committing, get specifics from Campbellsville about job placement rates and where their accounting graduates actually land—not just promotional materials, but concrete data about who's hiring and at what salaries in Kentucky's market.
Where Campbellsville University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Kentucky
Accounting associates's programs at peer institutions in Kentucky (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $26,990 | $37,001* | — | $26,291* | — | |
| $10,970 | $26,189* | $23,396 | $13,557* | 0.52 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Campbellsville University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.