Analysis
A 0.43 debt-to-earnings ratio—meaning about 43 cents of debt for every dollar earned in the first year—is well within the manageable range for an associate degree, particularly at a tribal college serving a population where 55% of students receive Pell grants. The estimated $15,979 in debt is notably lower than the national median of $19,354 for accounting associate programs, suggesting Cankdeska Cikana keeps costs relatively contained even if exact outcomes for their graduates remain unknown.
The challenge lies in the earnings picture. Similar accounting programs nationally suggest first-year earnings around $37,000, but North Dakota's median for this credential sits at $43,765—nearly $7,000 higher. Whether Cankdeska Cikana graduates match their in-state peers or track closer to the national average matters significantly for families evaluating this investment. The state's stronger accounting job market could benefit local graduates, but without reported data specific to this program, that remains an open question.
For families considering this program, the lower estimated debt provides a cushion against uncertainty. An accounting associate degree offers clear career pathways, and starting at a community college—particularly one serving tribal communities with additional support structures—can make financial sense. The key unknown is whether graduates achieve North Dakota's higher typical earnings or something closer to the national baseline, which would represent a difference of nearly 20% in first-year income.
Where Cankdeska Cikana Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in North Dakota
Accounting associates's programs at peer institutions in North Dakota (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,950 | $37,001* | — | $15,979* | — | |
| $12,715 | $43,765* | $44,358 | $23,823* | 0.54 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cankdeska Cikana Community College, approximately 55% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.