Analysis
A debt-to-earnings ratio of 0.43 suggests manageable borrowing for this two-year credential, though it's worth noting that estimates based on comparable accounting programs show lower debt levels across Massachusetts—typically around $13,000 versus the $16,000 suggested here. Similar programs at Northern Essex and Bunker Hill Community Colleges report first-year earnings in the $36,000-$38,000 range, which aligns with what accounting associate's degree graduates in Massachusetts generally earn.
What complicates the picture is Cape Cod's location. While West Barnstable's tourism-driven economy creates seasonal accounting needs, the strongest entry-level accounting opportunities tend to cluster around Boston, about 70 miles away. The credential should provide solid preparation for bookkeeping and accounting clerk roles, but geographic flexibility may be important for maximizing early earnings. The relatively high Pell grant enrollment (31%) suggests the college serves students who may have limited ability to commute or relocate for better-paying positions.
For a parent evaluating this investment: the estimated numbers suggest reasonable value if your child plans to work in the broader Cape Cod region or has transportation to Boston-area jobs. But understand these figures are projections based on peer programs, not this school's actual graduate outcomes. If staying local is the plan, confirm what accounting employers exist beyond tax season—sustainable year-round work matters more than the starting salary estimate.
Where Cape Cod Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Massachusetts
Accounting associates's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,712 | $37,001* | — | $15,979* | — | |
| $5,688 | $37,960* | $49,609 | $11,633* | 0.31 | |
| $5,520 | $35,602* | $49,823 | $14,250* | 0.40 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cape Cod Community College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.