Analysis
Caribbean University-Bayamon's accounting associate program shows estimated first-year earnings of $37,001—notably higher than the $26,373 median for Puerto Rico accounting programs. However, this figure comes from national benchmarks rather than actual graduate outcomes, and the gap with state-level data is significant enough to warrant caution. Similar programs at PR institutions like NUC University report earnings closer to $26,000, suggesting the actual starting salaries here may fall well below the national estimate.
The estimated $26,291 debt burden compounds this uncertainty. While the 0.71 debt-to-earnings ratio looks manageable on paper using national figures, if graduates' actual earnings align more closely with Puerto Rico's lower median, they'd be borrowing roughly a full year's salary for a two-year credential. With three-quarters of students receiving Pell grants, many families here are stretching limited resources—a risk that grows when you can't verify what this specific program's graduates actually earn.
Before committing, get hard numbers directly from Caribbean University. Ask for placement rates, starting salaries for recent graduates, and employer partnerships. If the school can't provide concrete outcomes data because too few students have completed the program, that's itself a signal worth considering. The accounting field typically offers stable entry-level opportunities, but you need to know what this particular program delivers, not what similar programs elsewhere might suggest.
Where Caribbean University-Bayamon Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Puerto Rico
Accounting associates's programs at peer institutions in Puerto Rico (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,966 | $37,001* | — | $26,291* | — | |
| $8,054 | $26,373* | $25,190 | $16,500* | 0.63 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Caribbean University-Bayamon, approximately 75% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.