Analysis
Chemistry programs in Pennsylvania cluster tightly around the mid-$40,000s in starting salary, and based on comparable programs in the state, Carlow's graduates likely fall right in that range—$43,571 estimated for first-year earnings. That puts them on par with several University of Pittsburgh regional campuses but notably behind stronger performers like Millersville ($50,524) and Drexel ($49,215). The estimated $26,677 in debt sits just below Pennsylvania's typical chemistry program load, yielding a debt-to-earnings ratio of 0.61—manageable but not exceptional.
The real question is whether a chemistry degree from a selective-access university with a 41% Pell grant population delivers the same career outcomes as peer programs. Chemistry is typically a practical major with clear pathways to employment, but first-year earnings in the low-to-mid $40,000s don't offer much cushion, especially in a city like Pittsburgh where cost of living has been rising. The debt level isn't crushing, but it's substantial enough that students should have a concrete plan—whether that's graduate school, immediate industry work, or specific research experience that opens doors.
Without program-specific outcomes data, you're essentially betting that Carlow's chemistry graduates perform like the Pennsylvania median. If your student has admission offers from Millersville or Drexel with comparable financial aid, those programs show measurably stronger earnings. If Carlow is offering significantly better aid or provides unique research opportunities, it could close that gap.
Where Carlow University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Chemistry bachelors's programs at peer institutions in Pennsylvania (73 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,502 | $43,571* | — | $26,677* | — | |
| $12,262 | $50,524* | $55,858 | $20,250* | 0.40 | |
| $60,663 | $49,215* | — | $29,667* | 0.60 | |
| $14,630 | $43,571* | $58,424 | $27,000* | 0.62 | |
| $14,646 | $43,571* | $58,424 | $27,000* | 0.62 | |
| $14,620 | $43,571* | $58,424 | $27,000* | 0.62 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carlow University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in PA. Actual outcomes may vary.