Median Earnings (1yr)
$35,024
77th percentile (60th in PA)
Median Debt
$29,552
16% above national median
Debt-to-Earnings
0.84
Manageable
Sample Size
19
Limited data

Analysis

Carlow's Psychology program outperforms three-quarters of similar programs nationally, with graduates earning $35,024 in their first year—well above both the national ($31,482) and Pennsylvania ($33,399) medians. At the 60th percentile among Pennsylvania psychology programs, it sits comfortably in the upper half of in-state options, though notably below elite schools like Bucknell or Gettysburg. More importantly, graduates leave with just $29,552 in debt, substantially less than the national median of $25,500 might suggest given the program's strong earnings performance.

The debt-to-earnings ratio of 0.84 is quite favorable for a psychology bachelor's—manageable within a year's salary, particularly for a field where many graduates continue to advanced degrees. Modest earnings growth from $35,024 to $36,689 over four years is typical for psychology graduates who haven't yet pursued master's or doctoral work. The program serves a largely working-class population (41% receive Pell grants), which adds context to these outcomes.

The critical caveat: these figures come from a small sample of fewer than 30 graduates, so individual results may vary more than at larger programs. For families seeking a psychology degree in Pennsylvania without taking on crushing debt, Carlow delivers solid value—just recognize you're looking at a snapshot from a limited dataset rather than the robust statistics you'd find at Penn State or Temple.

Where Carlow University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Carlow UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Carlow University graduates compare to all programs nationally

Carlow University graduates earn $35k, placing them in the 77th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Psychology bachelors's programs at peer institutions in Pennsylvania (83 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Carlow University$35,024$36,689$29,5520.84
Bucknell University$51,645$50,805$27,0000.52
Gettysburg College$50,040$50,611$27,0000.54
Lehigh University$40,942$60,072$21,1600.52
Drexel University$39,866$51,752$30,0000.75
King's College$39,818$33,268$27,0000.68
National Median$31,482—$25,5000.81

Other Psychology Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bucknell University
Lewisburg
$64,772$51,645$27,000
Gettysburg College
Gettysburg
$64,230$50,040$27,000
Lehigh University
Bethlehem
$62,180$40,942$21,160
Drexel University
Philadelphia
$60,663$39,866$30,000
King's College
Wilkes-Barre
$42,600$39,818$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carlow University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 44 graduates with debt data. Small samples may not be representative.